1165 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1165 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,240 sqft · built 2015
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2022)
Tax Bill	$8,641 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-590726`

Property Details

APN / Parcel Number

Primary APN	`02-590726`
Alternative APN	`590726`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	890 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	590726
Street Address	1165 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 114 PLAT 2 SECTI 2,000 SQ FT EASTCHURCH
Legal Subdivision	NICODEMUS PND-EAST CHURCH
Legal Lot Number	114
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1020
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1165 Holden Rd, a townhouse, is owned and occupied by two individuals who acquired it in July 2026.

Source: Frederick County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1165 HOLDEN RD, FREDERICK, MD 21701-3429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 27, 2022	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Apr 21, 2020	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Apr 21, 2020 · Amount on File
Deed Book / Page	16003 / 497
Last Transfer Date	Jul 29, 2026
Transfer Doc	1799000477
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 11, 2026
Property Address	1165 HOLDEN RD, FREDERICK, MD 21701-3429
Document Number	1799000477
Book / Page	17999 / 477
Instrument Date	Jul 29, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1165 HOLDEN RD, FREDERICK, MD 21701-3429

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 27, 2022
Property Address	1165 HOLDEN RD, FREDERICK, MD 21701-3429
Document Number	0160030497
Book / Page	16003 / 497
Map Reference	MB 94 PG 76
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1165 HOLDEN RD, FREDERICK, MD 21701-3429

Mortgage

Document Number	0016003504
Date	Jun 27, 2022
Instrument	16003/504

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 21, 2020
Property Address	1165 HOLDEN RD, FREDERICK, MD 21701-3429
Document Number	0136700088
Book / Page	13670 / 88
Map Reference	MB 94 PL 76
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1165 HOLDEN RD, FREDERICK, MD 21701-3429
Investor	Possibly a Property Investor

Mortgage

Document Number	136700095
Date	Apr 21, 2020
Instrument	13670/0095

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1165 Holden Rd was $8,641 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,900	$480,900 Land $165,000 Building $315,900
2025	$8,641.00
2023	$7,725.00 Homeowner's exemption	$427,900	$474,900 Land $165,000 Building $309,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1165 Holden Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1165 Holden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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