1163 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1163 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	5 ba · 1,690 sqft · built 2015
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$408,000 (Nov 2018)
Tax Bill	$7,792 (2023)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-590725`

Property Details

APN / Parcel Number

Primary APN	`02-590725`
Alternative APN	`590725`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,690 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.045 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	590725
Street Address	1163 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 113 PLAT 2 SECTI 2,000 SQ FT EASTCHURCH
Legal Subdivision	NICODEMUS PND-EAST CHURCH
Legal Lot Number	113
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1020
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18339 WOLFPACK WAY, HAGERSTOWN, MD 21740-3583
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Nov 2, 2018	Deed, Subdivision Related Transfer · FHA Mortgage LENDUS LLC
Aug 30, 2017	Loan Modification, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	0012697274
Deed Book / Page	12697 / 274
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1163 HOLDEN RD, FREDERICK, MD 21701-3429
Document Number	0135100035
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1163 HOLDEN RD FREDERICK MD 217013429, FREDERICK, MD 21701-3429

Mortgage

Document Number	0135100035
Date	Feb 6, 2020
Book Page	013510/000035

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

November 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 2, 2018
Property Address	1163 HOLDEN RD, FREDERICK, MD 21701-3429
Document Number	0126970274
Book / Page	12697 / 0274
Map Reference	MB94 PL76
Instrument Date	Oct 30, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18339 WOLFPACK WAY, HAGERSTOWN, MD 21740-3583

Mortgage

Document Number	0012697280
Date	Nov 2, 2018
Instrument	12697/280

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1163 HOLDEN RD, FREDERICK, MD 21701-3429
Document Number	0120290115
Book / Page	012029 / 000115
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5283 CORPORATE DR #DR300 FREDERICK MD 217032877, FREDERICK, MD 21703-2877
Investor	Possibly a Property Investor

Mortgage

Document Number	0120290115
Date	Sep 14, 2017
Book Page	012029/000115

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,792.00	$428,600	$482,800 Land $165,000 Building $317,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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