Frederick County property record for 1157 Holden Rd, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,486 sqft · built 2015 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,500 (Feb 2016) |
| Tax Bill | $9,219 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-590722 |
| Primary APN | 02-590722 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| 1st Floor Area | 913 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 590722 |
|---|---|
| Street Address | 1157 HOLDEN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3429 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 110 PLAT 2 SECTI 2,500 SQ FT EASTCHURCH |
| Legal Subdivision | NICODEMUS PND-EAST CHURCH |
| Legal Lot Number | 110 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 750804 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1157 Holden Rd, a townhouse, is owned and occupied by two individuals who acquired it in March 2021.
Source: Frederick County records, as of August 4, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1157 HOLDEN RD, FREDERICK, MD 21701-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2016 · Amount on File |
| Deed Sale | Feb 25, 2016 · Amount on File |
| Prior Sale | Feb 5, 2015 · Amount on File |
| Deed Book / Page | 11004 / 431 |
| Last Transfer Date | Mar 10, 2021 |
| Transfer Doc | 0147010360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1157 HOLDEN RD, FREDERICK, MD 21701-3429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1157 HOLDEN RD, FREDERICK, MD 21701-3429 |
| Document Number | 0157520026 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 15752/26 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 25, 2021 |
| Property Address | 1157 HOLDEN RD, FREDERICK, MD 21701-3429 |
| Document Number | 0147010360 |
| Book / Page | 14701 / 360 |
| Map Reference | MB 94 PL 76 |
| Instrument Date | Mar 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1157 HOLDEN RD, FREDERICK, MD 21701-3429 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $524,100 Land $175,000 Building $349,100 | $524,100 Land $175,000 Building $349,100 | |
| 2024 | $9,219.00 (+7.46%) | ||
| 2023 | $8,579.00 | $472,367 | $524,100 Land $175,000 Building $349,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1157 Holden Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1157 Holden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber, T-Mobile.
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