Orange County property record for 11640 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 4,907 sqft Living Area |
| Lot Size | 19,368 sqft (0.445 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,460,000 (2020) |
| Tax Bill | $20,423.00 (2025) |
| Primary APN | 24-23-27-9009-00-610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,907 sqft Living Area |
| Gross Area | 7,854 sqft Gross Area |
| 1st Floor | 4,031 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 19,368 sqft (0.445 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 808 sqft Garage |
| Porch Area | 1,056 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 11640 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATERSTONE 74/131 LOT 61 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 61 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 17115 |
Source: Orange County records · APN 24-23-27-9009-00-610
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 11640 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Nov 20, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Prior Sale | May 28, 2015 · Amount on Record |
| Deed Doc Number | 2020609507 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11640 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11640 WATERS LOOP DR, WINDERMERE, FL 34786 |
| Document Number | 0000070359 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 20210070359 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 20, 2020 |
| Property Address | 11640 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Document Number | 0000609507 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 609507 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11640 WATERSTONE LOOP DR WINDERMERE FL 347865432, WINDERMERE, FL 34786-5432 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,296,391 (+2.7%) | $1,746,730 (-1.28%) Land $280,000 Building $1,466,730 | |
| 2025 | $20,423.00 (+3.33%) Homeowner's exemption | $1,262,309 (+5.99%) | $1,769,300 (+10.96%) Land $280,000 Building $1,489,300 |
| 2024 | $19,765.00 (+7.22%) | ||
| 2023 | $18,434.00 (+2.97%) Homeowner's exemption | $1,191,004 (+3%) | $1,594,607 (+24.17%) Land $280,000 Building $1,314,607 |
| 2022 | $17,903.00 Homeowner's exemption | $1,156,315 | $1,284,207 Land $280,000 Building $1,004,207 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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