11628 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 11628 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	5.5 Baths
Year Built	Built 2015
Square Footage	4,994 sqft Living Area
Lot Size	23,782 sqft (0.546 acres)
Occupancy	Owner Occupied
Last Sale	$2,450,000 (2023)
Tax Bill	$40,992.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-23-27-9009-00-630`
Alternative APNs	`272324900900630` `146711` `147882` `150001`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,994 sqft Living Area
Gross Area	7,873 sqft Gross Area
1st Floor	4,047 sqft 1st Floor
Stories	2 Stories
Utility Area	70 sqft Utility Area
Primary Flooring	Wood Flooring
Interior Structure	Custom/Decorative Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	23,782 sqft (0.546 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	864 sqft Garage
Patio Area	225 sqft Patio
Porch Area	1,130 sqft Porch
Water Feature	Water Feature

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	11628 WATERSTONE LOOP DR
City	WINDERMERE
State	FL
Zip	34786-5432
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WATERSTONE 74/131 LOT 63
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	WATERSTONE
Legal Tract	9009
Legal Lot Number	63
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	2
Census Block	2011
Census Tract	17115

Owner

Source: Orange County records · APN 24-23-27-9009-00-630

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11628 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Sep 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 27, 2018	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA
Feb 22, 2018	Deed of Trust, Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2023 · Amount on Record
Deed Sale	Dec 06, 2023 · Amount on Record
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Doc Number	2023703508
Prior Transfer Date	Aug 07, 2014
Prior Transfer Doc	0000551234
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 25, 2021
Property Address	11628 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432
Document Number	20210314359
Map Reference	MB 74 PG 131
Instrument Date	May 21, 2021
Instrument	20210314359
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2421 E CAVALIER DR, 2421, SALT LAKE CITY, UT 84121-3916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11628 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432

Mortgage

Document Number	20210314360
Date	May 25, 2021
Instrument	20210314360

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11628 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432
Document Number	0000620739
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	11628 WATERSTONE LOOP DR WINDERMERE FL 347865432, WINDERMERE, FL 34786-5432

Mortgage

Document Number	0000620739
Date	Oct 04, 2019
Instrument	620739

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 27, 2018
Property Address	11628 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432
Document Number	0000685317
Map Reference	MB 74 PG 131
Instrument Date	Nov 20, 2018
Instrument	20180685317
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,625.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	252 LAUREL CYN, 252, JOHNSON CITY, TN 37615-4726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11628 WATER RUN ALY, WINDERMERE, FL 34786-0177

Mortgage

Document Number	0000685318
Date	Nov 27, 2018
Instrument	20180685318

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11628 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432
Document Number	0000165979
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 03, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11628 WATERSTONE LOOP DR WINDERMERE FL 347865432, WINDERMERE, FL 34786-5432

Mortgage

Document Number	0000165979
Date	Mar 22, 2018
Instrument	165979

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	301 E CENTER ST, KINGSPORT, TN 37660-4801

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,446,960 (-1.2%) Land $280,000 Building $2,166,960	$2,446,960 (-1.2%) Land $280,000 Building $2,166,960
2025	$40,992.00 (+19.49%)	$2,476,770 (+65.34%) Land $280,000 Building $2,196,770	$2,476,770 (+37.79%) Land $280,000 Building $2,196,770
2024	$34,307.00 (+47.42%)
2023	$23,272.00 (+2.91%) Homeowner's exemption	$1,497,960 (+3%)	$1,797,489 (+23.6%) Land $280,000 Building $1,517,489
2022	$22,613.00 Homeowner's exemption	$1,454,330 Land $280,000 Building $1,174,330	$1,454,330 Land $280,000 Building $1,174,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

11628 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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