Orange County property record for 11646 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 4,489 sqft Living Area |
| Lot Size | 19,367 sqft (0.445 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,056,700 (2017) |
| Tax Bill | $17,251.00 (2025) |
| Primary APN | 24-23-27-9009-00-600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,489 sqft Living Area |
| Gross Area | 6,246 sqft Gross Area |
| 1st Floor | 2,571 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 19,367 sqft (0.445 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 710 sqft Garage |
| Porch Area | 709 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 11646 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATERSTONE 74/131 LOT 60 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 17115 |
Source: Orange County records · APN 24-23-27-9009-00-600
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11646 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 09, 2020 | Deed of Trust, Mortgage TRUIST BK |
| Sep 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2017 · Amount on Record |
| Deed Sale | Sep 08, 2017 · Amount on Record |
| Prior Sale | Aug 05, 2014 · Amount on Record |
| Deed Doc Number | 2017496677 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11646 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11646 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Document Number | 0000428068 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 20220428068 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11646 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Document Number | 0000606823 |
| Instrument Date | Nov 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 11464 WATERSTONE LOOP DR WINDERMERE FL 34786, WINDERMERE, FL 34786 |
| Document Number | 0000606823 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 606823 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.74% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 08, 2017 |
| Property Address | 11646 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Document Number | 0000496677 |
| Map Reference | MB 74 PG 131-135 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 20170496677 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,396.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11646 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5432 |
| Document Number | 0000496678 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 20170496678 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2032 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,097,638 (+2.7%) | $1,579,060 (-1.28%) Land $280,000 Building $1,299,060 | |
| 2025 | $17,251.00 (+3.43%) Homeowner's exemption | $1,068,781 (+5.99%) | $1,599,460 (+10.64%) Land $280,000 Building $1,319,460 |
| 2024 | $16,679.00 (+7.22%) | ||
| 2023 | $15,556.00 (+3.01%) Homeowner's exemption | $1,008,408 (+3%) | $1,445,621 (+23.34%) Land $280,000 Building $1,165,621 |
| 2022 | $15,102.00 Homeowner's exemption | $979,037 | $1,172,074 Land $280,000 Building $892,074 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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