11617 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 11617 Waterstone Loop Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,716 sqft · built 2016
Lot Size	1.06 acres (46,536 sqft)
Owner	Company Name on File
Last Sale	$2,980,000 (Apr 2022)
Tax Bill	$44,264 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-9009-00-200`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-9009-00-200`
Alternative APNs	`272324900900200` `146659` `147828` `149948`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,716 sqft Living Area
Gross Area	7,192 sqft
1st Floor Area	3,353 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	46,536 sqft (1.06 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	1,372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11617 WATERSTONE LOOP DR
City	WINDERMERE
State	FL
Zip	34786-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERSTONE 74/131 LOT 20
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	WATERSTONE
Legal Tract	9009
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17115

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	15301 SW 248TH ST, HOMESTEAD, FL 33032-3401
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	2022253106
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 2, 2017
Property Address	11617 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5433
Document Number	0000064369
Map Reference	MB 74 PG 131-135
Instrument Date	Jan 31, 2017
Instrument	20170064369
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 N ORANGE AVE STE 202, 1235, ORLANDO, FL 32804-6411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11617 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5433

Mortgage

Document Number	0000064370
Date	Feb 2, 2017
Instrument	20170064370

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,646,930 (-1.1%) Land $730,000 Building $1,916,930	$2,646,930 (-1.1%) Land $730,000 Building $1,916,930
2025	$44,264.00 (+3.6%)	$2,676,370 (+6.57%) Land $730,000 Building $1,946,370	$2,676,370 (+6.57%) Land $730,000 Building $1,946,370
2024	$42,724.00 (+7.15%)
2023	$39,874.00 (+104.22%)	$2,511,478 (+99.5%) Land $730,000 Building $1,781,478	$2,511,478 (+87.71%) Land $730,000 Building $1,781,478
2022	$19,525.00 Homeowner's exemption	$1,258,895	$1,337,956 Land $350,000 Building $987,956

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Lumen Technologies.

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