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11557 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 11557 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,546 sqft · built 2014
Lot Size1.47 acres (64,267 sqft)
Owner2 Company Names on File
Last Sale$4,200,000 (May 2022)
Tax Bill$62,871 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-23-27-9009-00-170

Property Details

APN / Parcel Number

Primary APN24-23-27-9009-00-170
Alternative APNs
  • 272324900900170
  • 146656
  • 147825
  • 149945

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,546 sqft Living Area
Gross Area8,067 sqft
1st Floor Area3,755 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area64,267 sqft (1.47 acres)
Garage TypeAttached
Garage Area986 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area1,413 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11557 WATERSTONE LOOP DR
CityWINDERMERE
StateFL
Zip34786-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERSTONE 74/131 LOT 17
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionWATERSTONE
Legal Tract9009
Legal Lot Number17
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2001
Census Tract17115

Owner

Source: Orange County records · APN 24-23-27-9009-00-170

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address11557 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleSep 01, 2020 · Amount on Record
Deed Document Number2022339678
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 01, 2020
Property Address11557 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431
Document Number0000458816
Instrument DateAug 20, 2020
Instrument458816
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyEXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14,350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11557 WATERSTONE LOOP DR WINDERMERE FL 347865431, WINDERMERE, FL 34786-5431

Mortgage

Document Number458817
DateSep 01, 2020
Instrument458817
Lender
NameHELM BK USA
TypeBank
Address999 BRICKELL AVE, MIAMI, FL 33131-3012
Agreement
AmountAmount Recorded
Term360 Months
DueAug 31, 2050
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$3,767,280 (-1.17%) Land $730,000 Building $3,037,280$3,767,280 (-1.17%) Land $730,000 Building $3,037,280
2025$62,871.00 (+3.94%)$3,811,730 (+7.29%) Land $730,000 Building $3,081,730$3,811,730 (+7.29%) Land $730,000 Building $3,081,730
2024$60,485.00 (+7.46%)
2023$56,287.00 (+89.23%)$3,552,856 (+90.4%) Land $730,000 Building $2,822,856$3,552,856 (+90.4%) Land $730,000 Building $2,822,856
2022$29,746.00$1,865,969 Land $605,000 Building $1,260,969$1,865,969 Land $605,000 Building $1,260,969

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 61 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskLow
above 6% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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