St. Joseph County property record for 11610 Middle Rd, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,048 sqft · built 1985 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2018) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-340-100-00 |
| Primary APN | 004-340-100-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 224 ft deep x 175 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11610 MIDDLE RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 99 & 100 SCHELLHOUS SUB SEC 20 T6S R12W. (004-340-099-00 COMB W/ THIS PCL FOR 2005) |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 20 |
| Legal Subdivision | SCHELLHOUS SUBDIVISION |
| Legal Lot Number | 99-100 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 41102 |
Source: St. Joseph County records · APN 004-340-100-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11610 MIDDLE RD, THREE RIVERS, MI 49093-9259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Mar 28, 2024 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Oct 16, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Dec 13, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Prior Sale | May 22, 2002 |
| Deed Book / Page | 1942 / 384 |
| Prior Transfer Date | Dec 06, 2018 |
| Prior Transfer Doc | 01942/0384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 11610 MIDDLE RD, THREE RIVERS, MI 49093-9259 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11610 MIDDLE RD, THREE RIVERS, MI 49093-9259 |
| Investor | Possibly a Property Investor |
| Document Number | 2025009155 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025009155 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 11610 MIDDLE RD, THREE RIVERS, MI 49093-9259 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11610 MIDDIE ROAD, THREE RIVERS, MI 49093-9259 |
| Investor | Possibly a Property Investor |
| Document Number | 2024001938 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 2024001938 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 11610 MIDDLE RD, THREE RIVERS, MI 49093-9259 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01978/0907 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 1978/0907 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 13, 2018 |
| Property Address | 11610 MIDDLE RD, THREE RIVERS, MI 49093-9259 |
| Document Number | 01942/0384 |
| Book / Page | 1942 / 0384 |
| Map Reference | LB3 PG30 |
| Instrument Date | Dec 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 11610 MIDDLE RD, 11610, THREE RIVERS, MI 49093-9259 |
| Name | Verified Name |
|---|---|
| Address | 11610 MIDDLE RD, THREE RIVERS, MI 49093-9259 |
| Document Number | 0001942388 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 1942/388 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $206,300 (+4.46%) | $412,600 (+4.46%) |
| 2025 | $197,500 Land $22,400 Building $175,100 | $395,000 Land $44,800 Building $350,200 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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