11598 Middle Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 11598 Middle Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,056 sqft · built 1982
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2024)
Tax Bill	$5,795 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-340-041-00`

Property Details

APN / Parcel Number

Primary APN	`004-340-041-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	154 ft deep x 108 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11598 MIDDLE RD
City	THREE RIVERS
State	MI
Zip	49093-9259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOTS 41 & 42 SCHELLHOUS SUB SEC 20 T6S R12W. SUBJ TO EASEMENT OVER NLY 10 FT SD LOT TO MICH POWER. (004-340-042-00 COMB W/ TH
Legal Range	12W
Legal Township	06S
Legal Section	20
Legal Subdivision	SCHELLHOUS
Legal Lot Number	41-42
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	4
Census Block	4000
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11610 MIDDLE RD, THREE RIVERS, MI 49093-9259
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Jul 20, 2023	Intrafamily Transfer, Transfer
Jan 18, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Mar 20, 1981 · Amount on Record
Deed Document Number	20243691
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	2023005234
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	11598 MIDDLE RD, THREE RIVERS, MI 49093-9259
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11610 MIDDLE RD, THREE RIVERS, MI 49093-9259

Mortgage

Document Number	2025007804
Date	Oct 2, 2025
Instrument	2025007804

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 20, 2023
Property Address	11598 MIDDLE RD, THREE RIVERS, MI 49093-9259
Document Number	2023005234
Map Reference	LB 3 PG 30
Instrument Date	Jul 14, 2023
Instrument	2023005234
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17531 ALLISON LN, ORLAND PARK, IL 60467-9355

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 18, 2017
Property Address	11598 MIDDLE RD, THREE RIVERS, MI 49093-9259
Document Number	1855/0313
Book / Page	1855 / 0313
Map Reference	LB3 PG30
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11598 MIDDLE RD, THREE RIVERS, MI 49093-9259

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+4.56%) Land $8,300 Building $131,700	$280,000 (+4.56%) Land $16,600 Building $263,400
2025	$5,795.00	$133,900 (+26.32%) Land $13,100 Building $120,800	$267,800 (+26.32%) Land $26,200 Building $241,600
2023		$106,000 Land $11,100 Building $94,900	$212,000 Land $22,200 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2008)
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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