11441 Middle Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 11441 Middle Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 1987
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Nov 2025)
Tax Bill	$5,921 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-340-005-00`

Property Details

APN / Parcel Number

Primary APN	`004-340-005-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	220 ft deep x 192 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11441 MIDDLE RD
City	THREE RIVERS
State	MI
Zip	49093-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOTS 5 6 7 8 & 9 ALSO R/W OVER LOT 1 SCHELLHOUS SUB. SEC 20 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	20
Legal Subdivision	SCHELLHOUS SUB
Legal Lot Number	5
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	4
Census Block	4003
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-340-005-00

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	60142 COREY LAKE RD, THREE RIVERS, MI 49093-8234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK/MIDDLEBURY
Nov 10, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC
Nov 14, 2023	Quit Claim Deed, Transfer · Line of Credit FIRST STATE BANK OF MIDDLEBURY
Nov 14, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 07, 2023	Warranty Deed, Transfer NOT AVAILABLE, ELEVATE TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	20258844
Prior Transfer Date	Nov 08, 2023
Prior Transfer Doc	2023008107
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 16, 2026
Property Address	11441 MIDDLE RD, THREE RIVERS, MI 49093-8203
Document Number	0000003373
Instrument Date	Mar 30, 2026
Instrument	20263373
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11441 MIDDLE RD, THREE RIVERS, MI 49093-8203

Mortgage

Document Number	0000003373,
Date	Apr 16, 2026
Instrument	20263373

Lender

Name	FIRST STATE BANK/MIDDLEBURY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 10, 2025
Property Address	11441 MIDDLE RD, THREE RIVERS, MI 49093-8203
Document Number	2025008844
Map Reference	LB 3 PG 30
Instrument Date	Oct 28, 2025
Instrument	2025008844
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50918 COUNTY ROAD 35, BRISTOL, IN 46507-8510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60172 COREY LAKE RD, THREE RIVERS, MI 49093-8234

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 14, 2023
Property Address	11441 MIDDLE RD, THREE RIVERS, MI 49093-8203
Document Number	2023008107
Map Reference	LB 3 PG 30
Instrument Date	Nov 08, 2023
Instrument	2023008107
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60541 COUNTY ROAD 21, GOSHEN, IN 46528-9693

Mortgage

Document Number	2023008108
Date	Nov 14, 2023
Instrument	2023008108

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 08, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 14, 2023
Property Address	11441 MIDDLE RD, THREE RIVERS, MI 49093-8203
Document Number	2023008106
Map Reference	LB 3 PG 30
Instrument Date	Aug 15, 2023
Instrument	2023008106
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Amount	Amount Recorded
Tax	$1,181.25
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50918 35, BRISTOL, IN 46507

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 07, 2023
Property Address	11441 MIDDLE RD, THREE RIVERS, MI 49093-8203
Document Number	2023004258
Map Reference	LB 3 PG 30
Instrument Date	Jun 06, 2023
Instrument	2023004258
Transaction Type	Transfer
Record Updated	Jul 03, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 W PEARL ST, COLDWATER, MI 49036-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	50918 COUNTY ROAD 35, BRISTOL, IN 46507-8510

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,500 (+28.3%) Land $14,400 Building $170,100	$369,000 (+28.3%) Land $28,800 Building $340,200
2025	$5,921.00 (+2.85%) Homeowner's exemption	$143,800 (+0.84%) Land $11,600 Building $132,200	$287,600 (+0.84%) Land $23,200 Building $264,400
2024	$5,757.00
2023		$142,600 Land $8,600 Building $134,000	$285,200 Land $17,200 Building $268,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2008)
Most Recent Claim	Sep 2008 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 75 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Middle Rd

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