1161 Prospect Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1161 Prospect Blvd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,844 sqft · built 1952
Lot Size	0.397 acres (17,300 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jun 2023)
Tax Bill	$5,316 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-04-181-013`

Property Details

APN / Parcel Number

Primary APN	`8813-04-181-013`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft
Finished Basement	800 sqft
Unfinished Basement	1,748 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,300 sqft (0.397 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	316 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1161 PROSPECT BLVD
City	WATERLOO
State	IA
Zip	50701-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP PLACE ADDITION LOT 6
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	HILLTOP PLACE ADDITION
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

1161 Prospect Blvd is owned and occupied by two individuals who bought it in June 2023.

Source: Black Hawk County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1161 PROSPECT BLVD, WATERLOO, IA 50701-4931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jun 18, 2013 · Amount on File
Deed Document Number	202316815
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	2013026289
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 9, 2026
Property Address	1161 PROSPECT BLVD, WATERLOO, IA 50701-4931
Document Number	0000013626
Instrument Date	Sep 3, 2026
Instrument	202613626
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013626,
Date	Sep 9, 2026
Instrument	202613626

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 15, 2023
Property Address	1161 PROSPECT BLVD, WATERLOO, IA 50701-4931
Document Number	202300016815
Instrument Date	Jun 5, 2023
Instrument	202300016815
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 178, WATERLOO, IA 50704-0178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1161 PROSPECT AVE, WATERLOO, IA 50701-4931

Mortgage

Document Number	202300016816
Date	Jun 15, 2023
Instrument	202300016816

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1161 PROSPECT BLVD, WATERLOO, IA 50701-4931
Transaction Type	Mortgage
Record Updated	Dec 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009312
Date	Nov 19, 2019
Instrument	202000009312

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1161 Prospect Blvd was $5,316 with a homeowner's exemption, up 0.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,316.00 (+0.61%) Homeowner's exemption	$280,380 Land $42,800 Building $237,580	$280,380 Land $42,800 Building $237,580
2024	$5,284.00
2023		$250,310 (+7.61%) Land $42,800 Building $207,510	$250,310 Land $42,800 Building $207,510
2022	$4,914.00 (+2.78%) Homeowner's exemption	$232,610 Land $42,800 Building $189,810
2021	$4,781.00		$232,610 Land $42,800 Building $189,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1161 Prospect Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1161 Prospect Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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