Black Hawk County property record for 1151 Prospect Blvd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,368 sqft · built 1951 |
| Lot Size | 0.397 acres (17,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,142 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-181-014 |
| Primary APN | 8813-04-181-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,368 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| Basement Area | 2,368 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,300 sqft (0.397 acres) |
| Lot Dimensions | 173 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1151 PROSPECT BLVD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOP PLACE ADDITION LOT 5 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | HILLTOP PLACE ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1302 |
1151 Prospect Blvd is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1151 PROSPECT BLVD, WATERLOO, IA 50701-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1151 PROSPECT BLVD, WATERLOO, IA 50701-4931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700013071 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017-00013071 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 1151 Prospect Blvd was $6,142 with a homeowner's exemption, up 10.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,142.00 (+10.71%) Homeowner's exemption | $335,410 Land $42,800 Building $292,610 | $335,410 Land $42,800 Building $292,610 |
| 2024 | $5,548.00 | ||
| 2023 | $288,070 (+18.84%) Land $42,800 Building $245,270 | $288,070 Land $42,800 Building $245,270 | |
| 2022 | $5,054.00 Homeowner's exemption | $242,410 Land $42,800 Building $199,610 | |
| 2021 | $242,410 Land $42,800 Building $199,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1151 Prospect Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1151 Prospect Blvd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, T-Mobile.
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