1135 Prospect Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1135 Prospect Blvd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,942 sqft · built 1949
Lot Size	0.397 acres (17,300 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Dec 2021)
Tax Bill	$9,092 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-04-181-015`

Property Details

APN / Parcel Number

Primary APN	`8813-04-181-015`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,942 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	400 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,300 sqft (0.397 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1135 PROSPECT BLVD
City	WATERLOO
State	IA
Zip	50701-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP PLACE ADDITION LOT 4
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	HILLTOP PLACE ADDITION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

1135 Prospect Blvd is owned and occupied by an individual who bought it in December 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1135 PROSPECT BLVD, WATERLOO, IA 50701-4931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Deed Document Number	202113766
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	0000025024
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1135 PROSPECT BLVD, WATERLOO, IA 50701-4931
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008544
Date	Nov 30, 2018
Instrument	201900008544

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2043

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 30, 2020
Property Address	1135 PROSPECT BLVD, WATERLOO, IA 50701-4931
Document Number	202100013766
Instrument Date	Dec 11, 2020
Instrument	202100013766
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 PROSPECT BLVD, WATERLOO, IA 50701-4931

Mortgage

Document Number	202100013767
Date	Dec 30, 2020
Instrument	202100013767

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1135 Prospect Blvd was $9,092 with a homeowner's exemption, up 9.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,092.00 (+9.2%) Homeowner's exemption	$456,400 Land $42,800 Building $413,600	$456,400 Land $42,800 Building $413,600
2024	$8,326.00
2023		$393,990 (+22.11%) Land $42,800 Building $351,190	$393,990 Land $42,800 Building $351,190
2022	$6,892.00 Homeowner's exemption	$322,640 Land $42,800 Building $279,840
2021			$322,640 Land $42,800 Building $279,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1135 Prospect Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1135 Prospect Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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