DeSoto County property record for 1161 Gaines Rd, Hernando, MS 38632 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2016 |
| Square Footage | 3,960 sqft Adjusted Area |
| Lot Size | 91,476 sqft (2.1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,561.00 (2025) |
| Primary APN | 4-08-1-11-00-0-00031-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,960 sqft Adjusted Area |
| 1st Floor | 2,164 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Composition/Composite Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 91,476 sqft (2.1 acres) |
| Street Address | 1161 GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 |
| Legal Range | 008 |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Lot Number | 31 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-08-1-11-00-0-00031-01
Assessment roll updated December 15, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Apr 04, 2024 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Aug 17, 2017 | Deed of Trust, Mortgage COMMUNITY BANK NORTH MISSISSIPPI |
| Dec 19, 2019 | Deed of Trust, Mortgage · Small Business Association Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jun 18, 2020 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Sep 15, 2021 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2015 |
| Deed Sale | Aug 24, 2015 |
| Deed Book / Page | 771 / 406 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 23, 2026 |
| Property Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Document Number | 5663043125 |
| Book / Page | 5663 / 43125 |
| Instrument Date | Aug 12, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Investor | Possibly a Property Investor |
| Document Number | 5663043125, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 5663/43125 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 112 Months |
| Due | Aug 25, 2035 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Document Number | 5661/30293 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 5661/30293 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 03, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Document Number | 5660/31272 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 5660/31272 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170817010236440 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 20170817010236440 |
| Name | COMMUNITY BANK NORTH MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 25, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004857/069 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 4857/069 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 89 Months |
| Due | May 29, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004970/147 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 4970/147 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Mar 05, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1161 GAINES RD, HERNANDO, MS 38632-9029 |
| Document Number | 0005345/59 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 5345/59 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39042 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Mar 15, 2022 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,561.00 (+18.78%) | $34,243 (+40.92%) Land $2,000 Building $32,243 | $342,430 (+40.92%) Land $20,000 Building $322,430 |
| 2023 | $2,156.00 | $24,299 | $242,991 Land $20,000 Building $222,991 |
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