1054 Gaines Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1054 Gaines Rd, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,496 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$628 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`4-08-1-11-02-0-00007-01`

Property Details

APN / Parcel Number

Primary APN	`4-08-1-11-02-0-00007-01`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	1054 GAINES RD
City	HERNANDO
State	MS
Zip	38632-9076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOGAN S/D LOT 7A
Legal Range	08
Legal Township	04
Legal Section	11
Legal Subdivision	LOGAN S/D
Legal Lot Number	7A
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	71123

Owner

Source: DeSoto County records · APN 4-08-1-11-02-0-00007-01

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1054 GAINES RD, HERNANDO, MS 38632-9076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO
Oct 11, 2021	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2022
Deed Sale	Mar 02, 2022
Prior Sale	Oct 11, 2021
Deed Document Number	0000989456
Deed Book / Page	989 / 456
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 02, 2022
Property Address	1054 GAINES RD, HERNANDO, MS 38632-9076
Document Number	000989/456
Book / Page	989 / 456
Map Reference	MB 88 PG 15
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1965 PEAVINE RD, 1965, COLDWATER, MS 38618-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1054 GAINES RD, HERNANDO, MS 38632-9076

Mortgage

Document Number	0005477529
Date	Mar 02, 2022
Instrument	5477/529

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 11, 2021
Property Address	1054 GAINES RD, HERNANDO, MS 38632-9076
Document Number	000974/384
Book / Page	974 / 384
Map Reference	MB 88 PG 15
Instrument Date	Oct 05, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 558, NESBIT, MS 38651-0558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 PEAVINE RD, COLDWATER, MS 38618-4118

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$628.00 (+22.66%)	$11,088 (+38.29%) Land $1,000 Building $10,088	$110,877 (+38.28%) Land $10,000 Building $100,877
2023	$512.00	$8,018	$80,181 Land $10,000 Building $70,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 77% of Mississippi
Wildfire Likelihood	About 1 in 621 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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