DeSoto County property record for 1226 Gaines Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 69,696 sqft (1.6 acres) |
| Tax Bill | $202.00 (2025) |
| Primary APN | 4-08-1-11-00-0-00007-02 |
|---|
| Lot Area | 69,696 sqft (1.6 acres) |
|---|
| Street Address | 1226 GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9080 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | PT SE1/4 NE1/4 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-08-1-11-00-0-00007-02
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3030 CAFFEY ST, HERNANDO, MS 38632-2803 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 04, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage BANCORPSOUTH BANK |
| Nov 18, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST SECURITY BANK |
| Jul 23, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2020 |
| Transfer Doc | 000926/436 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1226 GAINES RD, HERNANDO, MS 38632-9080 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 491 PARK LN, HERNANDO, MS 38632-1313 |
| Document Number | 5662/62659 |
|---|---|
| Date | Jun 25, 2025 |
| Book Page | 5662/62659 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1226 GAINES RD, HERNANDO, MS 38632-9080 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL |
| Name | Verified Name |
|---|---|
| Address | 491 PARK LN, HERNANDO, MS 38632-1313 |
| Document Number | 005175/706 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 5175/706 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jan 28, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1226 GAINES RD, HERNANDO, MS 38632-9080 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3030 CAFFEY ST, HERNANDO, MS 38632-2803 |
| Document Number | 5661/115237 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 5661/115237 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Aug 10, 2025 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 23, 2020 |
| Property Address | 1226 GAINES RD, HERNANDO, MS 38632-9080 |
| Document Number | 000926/436 |
| Book / Page | 926 / 436 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3030 CAFFEY ST, HERNANDO, MS 38632-2803 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202.00 (-17.21%) | $2,400 (-) Land $2,400 | $16,000 (-) Land $16,000 |
| 2023 | $244.00 | $2,400 | $16,000 Land $16,000 |
1226 Gaines Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 55th percentile of exposed land nationally · 66th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 592 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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