1160 Oak Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1160 Oak Ave, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,320 sqft · built 1989
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$439,900 (May 2026)
Tax Bill	$4,276 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-155-90052329`

Property Details

APN / Parcel Number

Primary APN	`07-155-90052329`
Alternative APNs	`7-155-90052329` `15590052329`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	15590052329
Street Address	1160 OAK AVE
City	SHADY SIDE
State	MD
Zip	20764-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BK 18 CEDARHURST ON BAY
Legal Subdivision	CEDARHURST ON BAY
Legal Block	18
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	707001

Owner

1160 Oak Ave is owned and occupied by an individual who bought it in May 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1160 OAK AVE, SHADY SIDE, MD 20764-9526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 13, 2026	Special Warranty Deed, Transfer · Stand-Alone First Mortgage JUST IN TIME FINANCE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Mar 13, 2026 · Amount on File
Deed Book / Page	42344 / 419
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 15, 2026
Property Address	1160 OAK AVE, SHADY SIDE, MD 20764-9526
Document Number	4234000419
Book / Page	42344 / 419
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444,299.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1160 OAK AVE, SHADY SIDE, MD 20764-9526

Mortgage

Document Number	4234000427,
Date	May 15, 2026
Book Page	42344/427

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 13, 2026
Property Address	1160 OAK AVE, SHADY SIDE, MD 20764-9526
Document Number	0421600176
Book / Page	42160 / 176
Map Reference	MB 10 PG 16
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	ADMIRAL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 5TH ST, EUREKA, CA 95501-0305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 B AND L CLUB RD, PASADENA, MD 21122-1382

Mortgage

Document Number	0042160184
Date	Mar 13, 2026
Instrument	42160/184

Lender

Name	JUST IN TIME FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1160 Oak Ave was $4,276, up 35.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,700 (+5.56%) Land $131,700 Building $170,000	$301,700 (-) Land $131,700 Building $170,000
2025	$4,276.00 (+35.92%)	$285,800	$301,700 Land $131,700 Building $170,000
2024	$3,146.00 (+58.73%)
2023	$1,982.00 Homeowner's exemption	$254,000 Land $131,700 Building $122,300	$254,000 Land $131,700 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1160 Oak Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1160 Oak Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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