1130 Oak Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1130 Oak Ave, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,700 sqft)
Owner	Individual Name on File
Last Sale	$48,595 (May 2023)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-155-05116500`

Property Details

APN / Parcel Number

Primary APN	`07-155-05116500`
Alternative APNs	`7-155-05116500` `15505116500`

Exterior

Lot Area	45,700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15505116500
Street Address	1130 OAK AVE
City	SHADY SIDE
State	MD
Zip	20764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 4 TO 13 BK 22 CEDARHURST ON THE BAY
Legal Subdivision	CEDARHURST ON THE BAY
Legal Block	22
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	707001

Owner

1130 Oak Ave is owned and occupied by an individual who bought it in May 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1130 OAK AVE, SHADY SIDE, MD 20764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed, Transfer · Stand-Alone First Mortgage NOVAK FINANCIAL INCORPORATED
Sep 15, 2021	Deed, Transfer GOLDEN RULE TITLE LLC, GOLDEN TRUST T&E LLC
Sep 5, 2019	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Prior Sale	Sep 15, 2021 · Amount on File
Deed Book / Page	39676 / 406
Transfer Doc	6939000797
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 24, 2023
Property Address	1130 OAK AVE, SHADY SIDE, MD 20764-9526
Document Number	0396760406
Book / Page	39676 / 406
Instrument Date	May 23, 2023
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CLEARVIEW SETTLEMENT SOLUTIONS, CLEARVIEW SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4345 SOUTHERN AVE, CAPITOL HEIGHTS, MD 20743-5640
Investor	Possibly a Property Investor

Mortgage

Document Number	0039676410
Date	May 24, 2023
Instrument	39676/410

Lender

Name	NOVAK FINANCIAL INCORPORATED
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 15, 2021
Property Address	1130 OAK AVE, SHADY SIDE, MD 20764-9526
Document Number	0375320248
Book / Page	37532 / 248
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	GOLDEN RULE TITLE LLC, GOLDEN TRUST T&E LLC

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1757 JOAN AVE, PARKVILLE, MD 21234-3740

September 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 5, 2019
Property Address	1130 OAK AVE, SHADY SIDE, MD 20764-9526
Document Number	0335350473
Book / Page	033535 / 000473
Instrument Date	Jul 25, 2019
Transaction Type	Foreclosure
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1350 BEVERLY RD #175-316 MCLEAN VA 221013961, 175-31, MCLEAN, VA 22101-3961
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1130 Oak Ave was $2,990, up 2.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,900 (+3.15%) Land $234,900	$234,900 (-) Land $234,900
2025	$2,990.00 (+2.78%)	$227,733 Land $227,733	$234,900 Land $234,900
2024	$2,909.00 (+24.85%)
2023	$2,330.00	$213,400 Land $213,400	$213,400 Land $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 Oak Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Oak Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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