1168 Oak Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1168 Oak Ave, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	1 ba · 942 sqft · built 1988
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Dec 2021)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-155-90052325`

Property Details

APN / Parcel Number

Primary APN	`07-155-90052325`
Alternative APNs	`715590052325` `15590052325`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	942 sqft Living Area
Gross Area	1,062 sqft
1st Floor Area	942 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	15590052325
Street Address	1168 OAK AVE
City	SHADY SIDE
State	MD
Zip	20764-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BK 18 CEDARHURST ON BAY
Legal Subdivision	CEDARHURST ON BAY
Legal Block	18
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	707001

Owner

1168 Oak Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1168 OAK AVE, SHADY SIDE, MD 20764-9526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jul 14, 1988 · Amount on File
Deed Book / Page	38147 / 466
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 30, 2021
Property Address	1168 OAK AVE, SHADY SIDE, MD 20764-9526
Document Number	0381470466
Book / Page	38147 / 466
Map Reference	MB 10 PG 16
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1168 OAK AVE, SHADY SIDE, MD 20764-9526

Mortgage

Document Number	0038147472
Date	Dec 30, 2021
Instrument	38147/472

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1168 Oak Ave was $3,946.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,000 Land $131,700 Building $142,300	$274,000 Land $131,700 Building $142,300
2025	$3,946.00
2023	$2,555.00	$234,000 Land $131,700 Building $102,300	$234,000 Land $131,700 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1168 Oak Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1168 Oak Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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