Hamilton County property record for 116 Windmere Dr, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,916 sqft · built 1930 |
| Lot Size | 0.33 acres (14,372 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $882,000 (Apr 2026) |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I E 007 |
| Primary APN | 147I E 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,916 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Clay Tile |
| Lot Area | 14,372 sqft (0.33 acres) |
| Lot Dimensions | 142 ft deep x 155 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079537 |
|---|---|
| Street Address | 116 WINDMERE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 65 SHEPHERD HILLS NO 3 PB 11 PG 28 |
| Legal Subdivision | SHEPHERD HILLS ADDN |
| Legal Lot Number | 65 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 3300 |
Source: Hamilton County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 WINDMERE DR, CHATTANOOGA, TN 37411-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Dec 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Document Number | 2026235 |
| Deed Book / Page | 14277 / 745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 28, 2026 |
| Property Address | 116 WINDMERE DR, CHATTANOOGA, TN 37411-1821 |
| Document Number | 0000000235 |
| Book / Page | 14277 / 745 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.235 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329,603.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 WINDMERE DR, CHATTANOOGA, TN 37411-1821 |
| Document Number | 0000000236, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026.28.236 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 31, 2020 |
| Property Address | 116 WINDMERE DR, CHATTANOOGA, TN 37411-1821 |
| Document Number | 0731000219 |
| Book / Page | 012096 / 000110 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 200731000219 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,776.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 WINDMERE DR CHATTANOOGA TN 374111821, CHATTANOOGA, TN 37411-1821 |
| Document Number | 731000220 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 012096/000113 |
| Instrument | 200731000220 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 19, 2017 |
| Property Address | 116 WINDMERE DR, CHATTANOOGA, TN 37411-1821 |
| Document Number | 0000000162 |
| Book / Page | 11231 / 261 |
| Map Reference | MB11 PG28 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2017121900162 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 WINDMERE DR, CHATTANOOGA, TN 37411-1821 |
| Document Number | 0000000163 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 2017121900163 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Ridgeside City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,799.00 (+4.79%) | $184,700 (+54.66%) | $738,800 (+54.66%) Land $62,500 Building $676,300 |
| 2024 | $2,671.00 (-53.35%) | $119,425 (-) | $477,700 (-) Land $51,800 Building $425,900 |
| 2023 | $5,726.00 | $119,425 (-) | $477,700 (-) Land $51,800 Building $425,900 |
| 2022 | $5,726.00 | $119,425 | $477,700 Land $51,800 Building $425,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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