Hamilton County property record for 109 Windmere Dr, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,168 sqft · built 1960 |
| Lot Size | 0.917 acres (39,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Apr 2016) |
| Tax Bill | $2,535 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I G 003 |
| Primary APN | 147I G 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,168 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,987 sqft (0.917 acres) |
| Lot Dimensions | 338 ft deep x 118 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079569 |
|---|---|
| Street Address | 109 WINDMERE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 68 69 72 SHEPHERD HILLS ADDN NO 3 PB11 PG28 |
| Legal Subdivision | SHEPHERD HILLS ADDN |
| Legal Lot Number | 68 69 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 3300 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 WINDMERE DR, CHATTANOOGA, TN 37411-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2016 · Amount on Record |
| Deed Sale | Apr 26, 2016 · Amount on Record |
| Deed Document Number | 2016042600192 |
| Deed Book / Page | 10726 / 530 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Ridgeside City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,535.00 (-6.53%) | $167,250 (+37.97%) | $669,000 (+37.97%) Land $75,000 Building $594,000 |
| 2024 | $2,712.00 (-53.34%) | $121,225 (-) | $484,900 (-) Land $56,300 Building $428,600 |
| 2023 | $5,812.00 | $121,225 (-) | $484,900 (-) Land $56,300 Building $428,600 |
| 2022 | $5,812.00 | $121,225 | $484,900 Land $56,300 Building $428,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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