111 Windmere Dr, Chattanooga, TN 37411 Property Records

Hamilton County property record for 111 Windmere Dr, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,742 sqft · built 1950
Lot Size	0.489 acres (21,312 sqft)
Owner	Owner Name on Record
Last Sale	$220,000 (Oct 2001)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`147I G 040`

Property Details

APN / Parcel Number

Primary APN	`147I G 040`
Alternative APN	`0000079608`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,742 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,312 sqft (0.489 acres)
Lot Dimensions	173 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000079608
Street Address	111 WINDMERE DR
City	CHATTANOOGA
State	TN
Zip	37411-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 67 PT 68 LOOMIS 80 AC TR PB2 PG16 SHEPHERD HILLS ADDN NO 3 PB11 PG28
Legal Subdivision	SHEPHERD HILLS ADDN
Legal Lot Number	67
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	6
Census Block	6003
Census Tract	3300

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	111 WINDMERE DR, CHATTANOOGA, TN 37411-1822
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2001 · Amount on Record
Deed Sale	Oct 2, 2001 · Amount on Record
Deed Document Number	2001100200389
Deed Book / Page	6004 / 408
Prior Transfer Date	Sep 28, 2001
Prior Transfer Doc	0006004408
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	111 WINDMERE DR, CHATTANOOGA, TN 37411-1822
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WINDMERE DR, CHATTANOOGA, TN 37411-1822

Mortgage

Document Number	0000000147
Date	Mar 12, 2026
Book Page	14224/895
Instrument	2026031200147

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Ridgeside City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,514.00 (-4.99%)	$165,925 (+40.29%)	$663,700 (+40.29%) Land $62,500 Building $601,200
2024	$2,646.00 (-53.34%)	$118,275 (-)	$473,100 (-) Land $51,800 Building $421,300
2023	$5,671.00	$118,275 (-)	$473,100 (-) Land $51,800 Building $421,300
2022	$5,671.00	$118,275	$473,100 Land $51,800 Building $421,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20