116 Welsh Dr, Richmond, KY 40475 Property Records

Madison County property record for 116 Welsh Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,638 sqft
Lot Size	0.837 acres (36,470 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2026)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0055-0002-0116`

Property Details

APN / Parcel Number

Primary APN	`0055-0002-0116`
Alternative APNs	`101746` `138993` `69031`

Interior

Stories	1 Story
Building Area	1,638 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	36,470 sqft (0.837 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	69031
Street Address	116 WELSH DR
City	RICHMOND
State	KY
Zip	40475-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKLINE LOT 116
Legal Subdivision	BROOKLINE
Legal Lot Number	116
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4009
Census Tract	10702

Owner

116 Welsh Dr is owned and occupied by an individual who bought it in April 2026.

Source: Madison County records, as of May 7, 2026

Owner of Record	Individual Name on File
Mailing Address	116 WELSH DR, RICHMOND, KY 40475-8667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Document Number	202614342145
Deed Book / Page	881 / 621
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 24, 2026
Property Address	116 WELSH DR, RICHMOND, KY 40475-8667
Document Number	0014342145
Book / Page	881 / 621
Instrument Date	Apr 22, 2026
Instrument	2026.14342145
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	KENTUCKY AGENCY TITLE LLC, KENTUCKY HOME TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WELSH DR, RICHMOND, KY 40475-8667

Mortgage

Document Number	0014342149,
Date	Apr 24, 2026
Instrument	2026.14342149

Lender

Name	PEOPLES BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 116 Welsh Dr was $1,592 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 Homeowner's exemption	$218,000	$218,000
2023	$1,112.00 (-5.12%) Homeowner's exemption	$161,000 (-)	$161,000 (-)
2022	$1,172.00 Homeowner's exemption	$161,000	$161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Welsh Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Welsh Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20