Madison County property record for 108 Welsh Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,267 sqft |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Jun 2022) |
| Tax Bill | $3,261 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0055-0002-0114 |
| Primary APN | 0055-0002-0114 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,267 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 74869 |
|---|---|
| Street Address | 108 WELSH DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKLINE LOT 114 |
| Legal Subdivision | BROOKLINE |
| Legal Lot Number | 114 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 10702 |
108 Welsh Dr is owned and occupied by an individual who bought it in June 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 108 WELSH DR, RICHMOND, KY 40475-8667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage 1ST TRUST BANK INC |
| Apr 6, 2018 | Deed, Transfer · Commercial Mortgage 1ST TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 2014096862 |
| Deed Book / Page | D825 / 32 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 17, 2022 |
| Property Address | 108 WELSH DR, RICHMOND, KY 40475-8667 |
| Document Number | 000D825/32 |
| Book / Page | D825 / 32 |
| Map Reference | MB 13 PG 174 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2014096862 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 WELSH DR, 108, RICHMOND, KY 40475-8667 |
| Name | Verified Name |
|---|---|
| Address | 2256 RED HOUSE RD, RICHMOND, KY 40475-9397 |
| Document Number | 2014096863 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2014096863 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 WELSH DR, RICHMOND, KY 40475-8667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01873/746 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | M01873/746 |
| Instrument | 2013995278 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | HAZARD, KY 41701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 6, 2018 |
| Property Address | 108 WELSH DR, RICHMOND, KY 40475-8667 |
| Document Number | D00757/633 |
| Book / Page | D00757 / 633 |
| Map Reference | MB13 PG174 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2013973927 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PSC 305 BOX 1075 APO AP 96218 0011, 1075, XX 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 175 SEA CADET CT, LANCASTER, KY 40444-7828 |
| Document Number | 2013973928 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 2013973928 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Mar 30, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 108 Welsh Dr was $3,261 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,261.00 Homeowner's exemption | $395,000 | $395,000 |
| 2023 | $3,831.00 (+57.52%) | $395,000 (+58%) | $395,000 (+58%) |
| 2022 | $2,432.00 | $250,000 | $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Welsh Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Welsh Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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