Madison County property record for 125 Welsh Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,408 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $217,000 (Mar 2014) |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0055-0002-0124 |
| Primary APN | 0055-0002-0124 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,408 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 70557 |
|---|---|
| Street Address | 125 WELSH DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKLINE LOT 124 |
| Legal Subdivision | BROOKLINE |
| Legal Lot Number | 124 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 10702 |
125 Welsh Dr is owned and occupied by two individuals who bought it in March 2014.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 WELSH DR, RICHMOND, KY 40475-8668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on File |
| Deed Sale | Mar 28, 2014 · Amount on File |
| Deed Document Number | 0000701597 |
| Deed Book / Page | D0587 / 304 |
| Prior Transfer Date | Mar 24, 2005 |
| Prior Transfer Doc | 342575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 125 WELSH DR, RICHMOND, KY 40475-8668 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 125 WELSH DR, RICHMOND, KY 40475-8668 |
| Document Number | 0M2284/640 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | M2284/640 |
| Instrument | 2014191911 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 125 WELSH DR, RICHMOND, KY 40475-8668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01973/677 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | M01973/677 |
| Instrument | 2014019408 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 125 Welsh Dr was $2,876 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 Additional exemption filed | $305,000 | $305,000 |
| 2023 | $2,328.00 (-0.3%) | $240,000 (-) | $240,000 (-) |
| 2022 | $2,335.00 | $240,000 | $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Welsh Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Welsh Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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