Lorain County property record for 116 Water St, Elyria, OH 44035
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1900 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,100 (Aug 2024) |
| Tax Bill | $1,394 (2024) |
| Deeds & Mortgages | Aug 2024 Sale & Line of Credit May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-066-000-017 |
| Primary APN | 06-26-066-000-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Total Area |
| 1st Floor Area | 976 sqft |
| 2nd Floor Area | 736 sqft |
| Upper Floors Area | 64 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Two-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,049 sqft (0.069 acres) |
| Lot Dimensions | 78 ft deep x 40 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 352 sqft |
| Balcony | Balcony |
| Balcony Area | 66 sqft |
| Heating System | Baseboard |
|---|
| Street Address | 116 WATER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5350 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WATER ST 37.40 X 86.00 |
| Legal Subdivision | ELYRIA |
| Legal Tract | 26 |
| Legal Lot Number | 157 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 97600 |
Source: Lorain County records · APN 06-26-066-000-017
Assessment roll updated August 1, 2024 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2118 26TH ST, SACRAMENTO, CA 95818-1868 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2024 | Warranty Deed, Transfer · Line of Credit XPERT HOME LENDING INC |
| May 03, 2021 | Warranty Deed, Transfer |
| May 03, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2024 · Amount on Record |
| Deed Sale | Aug 06, 2024 · Amount on Record |
| Prior Sale | May 03, 2021 · Amount on Record |
| Deed Document Number | 2024004102 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 06, 2024 |
| Property Address | 116 WATER ST, ELYRIA, OH 44035-5350 |
| Document Number | 0000022004 |
| Map Reference | VOL 3 PG 14 |
| Instrument Date | Jul 30, 2024 |
| Instrument | 2024-0022004 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | OHIO FIRST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2118 26TH ST, SACRAMENTO, CA 95818-1868 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022005 |
|---|---|
| Date | Aug 06, 2024 |
| Instrument | 2024-0022005 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 03, 2021 |
| Property Address | 116 WATER ST, ELYRIA, OH 44035-5350 |
| Document Number | 20210815681 |
| Map Reference | VOL 165 PG 423 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021-0815681 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34788 HARDWOOD DR, NORTH RIDGEVILLE, OH 44039-2892 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 03, 2021 |
| Property Address | 116 WATER ST, ELYRIA, OH 44035-5350 |
| Document Number | 0000815681 |
| Map Reference | VOL 165 PG 423 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021-0815681 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34788 HARDWOOD DR, NORTH RIDGEVILLE, OH 44039-2892 |
Source: Lorain County records · Assessment roll updated August 1, 2024 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,394.00 (+8.91%) | $28,256 (+27.17%) Land $4,536 Building $23,720 | $80,730 (+27.17%) Land $12,960 Building $67,770 |
| 2023 | $1,280.00 | $22,219 Land $2,104 Building $20,115 | $63,480 Land $6,010 Building $57,470 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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