Lorain County property record for 103 Water St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-067-000-001 |
| Primary APN | 06-26-067-000-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 628 sqft |
| 2nd Floor Area | 628 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 113 ft deep x 61 ft wide |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Heating System | HVAC |
|---|
| Street Address | 103 WATER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATER ST 49 X 115 |
| Legal Subdivision | HEMAN ELYS ORIGINAL TOWN PLAT OF ELYRIA |
| Legal Tract | 26 |
| Legal Lot Number | 225 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 97600 |
Source: Lorain County records · APN 06-26-067-000-001
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 103 WATER ST, ELYRIA, OH 44035-5329 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 17, 2024 | Transfer on Death Deed, Transfer |
| Nov 19, 2020 | Deed of Trust, Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 03, 2011 |
| Transfer Doc | 0000375112 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 17, 2024 |
| Property Address | 103 WATER ST, ELYRIA, OH 44035-5329 |
| Document Number | 0000001328 |
| Map Reference | VOL 3 PG 14 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024-0001328 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 WATER ST, ELYRIA, OH 44035-5329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 103 WATER ST, ELYRIA, OH 44035-5329 |
| Document Number | 0000790648 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 103 WATER ST ELYRIA OH 440355329, ELYRIA, OH 44035-5329 |
| Document Number | 0000790648 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 790648 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 24, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 | $28,740 (-0.02%) Land $8,280 Building $20,460 | $82,130 (-) Land $23,670 Building $58,460 |
| 2024 | $1,353.00 (+26.69%) | $28,746 (+46.53%) Land $8,285 Building $20,461 | $82,130 (+46.53%) Land $23,670 Building $58,460 |
| 2023 | $1,068.00 (+0.38%) | $19,618 (-0.01%) Land $3,843 Building $15,775 | $56,050 (-) Land $10,980 Building $45,070 |
| 2022 | $1,064.00 | $19,620 Land $3,840 Building $15,780 | |
| 2021 | $56,050 Land $10,980 Building $45,070 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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