110 Water St, Elyria, OH 44035 Property Records

Lorain County property record for 110 Water St, Elyria, OH 44035 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,266 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Aug 2022)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-26-066-000-003`

Property Details

APN / Parcel Number

Primary APN	`06-26-066-000-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	75 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	110 WATER ST
City	ELYRIA
State	OH
Zip	44035-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATER ST REAR 42.15 X 79
Legal Subdivision	WATER ST REAR
Legal Tract	26
Legal Lot Number	24&25
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4021
Census Tract	97600

Owner

Source: Lorain County records · APN 06-26-066-000-003

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 WATER ST, ELYRIA, OH 44035-5330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2022 · Amount on Record
Deed Sale	Aug 08, 2022 · Amount on Record
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	20080239646
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 08, 2022
Property Address	110 WATER ST, ELYRIA, OH 44035-5330
Document Number	0000886454
Map Reference	VOL 3 PG 14
Instrument Date	Aug 02, 2022
Instrument	2022-0886454
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WATER ST, ELYRIA, OH 44035-5330

Mortgage

Document Number	0000886455
Date	Aug 08, 2022
Instrument	2022-0886455

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00 (-0.53%)	$24,010 (-0.02%) Land $4,420 Building $19,590	$68,610 (-) Land $12,640 Building $55,970
2024	$1,136.00 (+18.09%)	$24,014 (+36%) Land $4,424 Building $19,590	$68,610 (+36%) Land $12,640 Building $55,970
2023	$962.00 (+99.17%)	$17,658 (-0.01%) Land $2,051 Building $15,607	$50,450 (-) Land $5,860 Building $44,590
2022	$483.00	$17,660 Land $2,050 Building $15,610
2021			$50,450 Land $5,860 Building $44,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930976004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.