McHenry County property record for 116 Vernon Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,221 sqft · built 1951 |
| Lot Size | 2.78 acres (121,097 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Jan 2022 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 10-32-381-031 |
| Primary APN | 10-32-381-031 |
|---|
| Building Area | 1,221 sqft |
|---|---|
| Gross Area | 3,778 sqft |
| 1st Floor Area | 1,221 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 121,097 sqft (2.78 acres) |
| Garage Type | Attached |
| Garage Area | 1,600 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Street Address | 116 VERNON DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2006R0007368 & 2000R0040234 PT E1/2 SW1/4 & PT LT D LYING S OF LTS 11 THRU 15 & E OF LT 15 LILYMOOR SUB |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 32 |
| Legal Subdivision | LILYMOOR |
| Legal Block | 381 |
| Legal Lot Number | 11D |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 870702 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 VERNON DR, MCHENRY, IL 60051-8652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2006 |
| Deed Sale | Jan 31, 2006 |
| Deed Document Number | 2000R0040234 |
| Prior Transfer Date | Jul 27, 2000 |
| Prior Transfer Doc | 2000R0040234 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 116 VERNON DR, MCHENRY, IL 60051-8652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000631 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022R0000631 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 8% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $102,445 Land $12,312 Building $90,133 | $307,335 Land $36,936 Building $270,399 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 750.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKEMOOR serves 2,720 people · EPA ID IL0970270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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