McHenry County property record for 103 Vernon Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 747 sqft · built 1952 |
| Lot Size | 0.143 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Oct 2005) |
| Tax Bill | $2,469 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-32-379-005 |
| Primary APN | 10-32-379-005 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 747 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Basement Area | 747 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,098 sqft (0.143 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 103 VERNON DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 96R015836 (RE-RECORD) LT 54 LILY LAKE PARK SUB |
| Legal Subdivision | LILY LAKE PARK SUB |
| Legal Block | 379 |
| Legal Lot Number | 54 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 870702 |
103 Vernon Dr is owned and occupied by two individuals who bought it in October 2005.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 VERNON DR, MCHENRY, IL 60051-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2005 · Amount on File |
| Deed Sale | Oct 11, 2005 · Amount on File |
| Deed Document Number | 200586288 |
| Prior Transfer Date | Sep 26, 2005 |
| Prior Transfer Doc | 0000086288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 103 VERNON DR, MCHENRY, IL 60051-8651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039620 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020R0039620 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,469.00 | $38,957 Land $5,755 Building $33,202 | $116,871 Land $17,265 Building $99,606 |
| 2022 | Homeowner's exemption | $32,379 Land $4,783 Building $27,596 | $97,137 Land $14,349 Building $82,788 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Vernon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Vernon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKEMOOR serves 2,720 people · EPA ID IL0970270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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