104 Vernon Dr, McHenry, IL 60051 Property Records

McHenry County property record for 104 Vernon Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 ba · 884 sqft · built 1952
Lot Size0.119 acres (5,218 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jun 2022)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-32-381-018

Property Details

APN / Parcel Number

Primary APN10-32-381-018

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 1952
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area5,218 sqft
PorchPorch
Porch Area168 sqft
Deck Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 VERNON DR
CityMCHENRY
StateIL
Zip60051-8650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0022596 LT 39 LILY LAKE PARK SUB
Legal Range09E
Legal Township45N
Legal Section32
Legal SubdivisionLILY LAKE PARK
Legal Block381
Legal Lot Number39
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3040
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 VERNON DR, MCHENRY, IL 60051-8650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleJul 3, 2000 · Amount on Record
Deed Document Number2022R0022596
Record UpdatedJun 7, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 24, 2022
Property Address104 VERNON DR, MCHENRY, IL 60051-8650
Document Number0000022596
Map ReferenceDOC83849MB6PG68
Instrument DateJun 10, 2022
Instrument2022R0022596
Transaction TypeTransfer
Record UpdatedJul 5, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 VERNON DR, MCHENRY, IL 60051-8650

Mortgage

Document Number0000022597
DateJun 24, 2022
Instrument2022R0022597
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$26,899 Land $4,335 Building $22,564$80,697 Land $13,005 Building $67,692

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation750.0 ft
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEMOOR
serves 2,720 people · EPA ID IL0970270
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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