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116 Timber Ln, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 116 Timber Ln, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1975
Square Footage2,320 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$247,000 (2023)
Tax Bill$6,533.00 (2025)

Property Details

APN / Parcel Number

Primary APN432601 56.14-2-5
Alternative APNs
  • 260105601400020050000000
  • 431A174077

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,320 sqft Living Area
1st Floor1,552 sqft 1st Floor
Basement Area768 sqft Basement
Finished Basement768 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area13,939 sqft (0.32 acres)
Depth X Width123 ft x 76.8 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area672 sqft Garage
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number431A174077
Street Address116 TIMBER LN
CityCOBLESKILL
StateNY
Zip12043-5136
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSE
Legal Block2
Legal Lot Number5.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionCOBLESKILL
Census Blockgroup1
Census Block1022
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-2-5

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 TIMBER LN, COBLESKILL, NY 12043-5136
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Jun 28, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Prior SaleDec 11, 1996 · Amount on Record
Deed Doc Number2023823133
Deed Book / Page1199 / 234
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address116 TIMBER LN, COBLESKILL, NY 12043-5136
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002056/179
DateOct 16, 2023
Book Page2056/179
Instrument823047
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 01, 2043
Interest
Rate TypeAdjustable Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJun 28, 2021
Property Address116 TIMBER LN, COBLESKILL, NY 12043-5136
Document Number001141/224
Book / Page1141 / 224
Instrument DateJun 12, 2021
Instrument791540
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 GRAND ST, SCHOHARIE, NY 12157-1900

Mortgage

Document Number001941/179
DateJun 28, 2021
Book Page1941/179
Instrument791541
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,533.00 (+35.37%)$112,000 (-) Land $21,800 Building $90,200$228,571 (+16.33%) Land $44,490 Building $184,081
2023$112,000 Land $21,800 Building $90,200$196,491 Land $38,246 Building $158,245
2020$4,826.00

Flood & Wildfire

116 Timber Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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