Schoharie County and Cobleskill Town property record for 108 Timber Ln, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 3,441 sqft Living Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2022) |
| Tax Bill | $8,749.00 (2025) |
| Primary APN | 432601 56.14-2-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,441 sqft Living Area |
| 1st Floor | 1,650 sqft 1st Floor |
| 2nd Floor | 1,635 sqft 2nd Floor |
| Upper Floors | 156 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 16,553 sqft (0.38 acres) |
| Depth X Width | 123 ft x 135 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 621 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 384 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 431A176019 |
|---|---|
| Street Address | 108 TIMBER LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5136 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 STY HSE ATT GAR |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-2-36
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 TIMBER LN, COBLESKILL, NY 12043-5136 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SUN WEST MORTGAGE CO INC |
| Dec 06, 2022 | Deed, Transfer · Stand Alone First Mortgage ROCKET MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2020 · Amount on Record |
| Deed Doc Number | 2022819775 |
| Deed Book / Page | 1179 / 288 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 108 TIMBER LN, COBLESKILL, NY 12043-5136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001909/159 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 1909/159 |
| Instrument | 782888 |
| Name | SUN WEST MORTGAGE CO INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 06, 2022 |
| Property Address | 108 TIMBER LN, COBLESKILL, NY 12043-5136 |
| Document Number | 001179/288 |
| Book / Page | 1179 / 288 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 819775 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 KINGS CT, SCHENECTADY, NY 12303-3500 |
| Document Number | 0000819776 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 819776 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,749.00 (-1.9%) | $150,000 (-) Land $24,300 Building $125,700 | $306,122 (+16.33%) Land $49,592 Building $256,530 |
| 2023 | $150,000 Land $24,300 Building $125,700 | $263,158 Land $42,632 Building $220,526 | |
| 2020 | $8,918.00 |
108 Timber Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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