Schoharie County and Cobleskill Town property record for 103 Timber Ln, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,152 sqft Living Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,725,000 (2022) |
| Tax Bill | $7,402.00 (2025) |
| Primary APN | 432601 56.14-2-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,152 sqft Living Area |
| 1st Floor | 2,152 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 13,504 sqft (0.31 acres) |
| Depth X Width | 122 ft x 103 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Pool Type | Above-Ground Pool Pool Type |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 431A101386 |
|---|---|
| Street Address | 103 TIMBER LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5135 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-2-32
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 TIMBER LN, COBLESKILL, NY 12043-5135 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2022 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) SUNMARK FCU |
| Jul 27, 2017 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Jul 27, 2017 | Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2017 · Amount on Record |
| Deed Doc Number | 2022818695 |
| Deed Book / Page | 1176 / 146 |
| Prior Transfer Date | Jun 23, 2020 |
| Prior Transfer Doc | 0000776205 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 20, 2022 |
| Property Address | 103 TIMBER LN, COBLESKILL, NY 12043-5135 |
| Document Number | 001176/146 |
| Book / Page | 1176 / 146 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 818695 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 GRANDVIEW DR, COBLESKILL, NY 12043-5140 |
| Document Number | 0000818696 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 818696 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Nov 01, 2029 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 103 TIMBER LN, COBLESKILL, NY 12043-5135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001767/0000000131 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 0000001767/0000000131 |
| Instrument | 000000723278 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 27, 2017 |
| Property Address | 103 TIMBER LN, COBLESKILL, NY 12043-5135 |
| Document Number | 0000001049/0000000297 |
| Book / Page | 0000001049 / 0000000297 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NICO CARIDI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 TIMBER LN, COBLESKILL, NY 12043-5135 |
| Document Number | 0000001767/0000000131 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 0000001767/0000000131 |
| Instrument | 000000723278 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 01, 2047 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,402.00 (+6.61%) | $126,900 (-) Land $20,000 Building $106,900 | $258,980 (+16.33%) Land $40,816 Building $218,164 |
| 2023 | $126,900 Land $20,000 Building $106,900 | $222,632 Land $35,088 Building $187,544 | |
| 2020 | $6,943.00 |
103 Timber Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures