Pacific County property record for 116 Spruce St E, Ilwaco, WA 98624
| Property Type | Restaurant |
|---|---|
| Details | 7,004 sqft · built 1967 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,388 (Jul 2018) |
| Tax Bill | $1,534 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10113342135 |
| Primary APN | 10113342135 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 7,004 sqft Gross Area |
| 1st Floor Area | 5,564 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 116 SPRUCE ST E |
|---|---|
| City | ILWACO |
| State | WA |
| Zip | 98624-9174 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | UGA |
| Legal Description | 101133 135 IL |
| Jurisdiction | PACIFIC WA |
| Township / Civil Division | LONG BEACH-NORTH BEACH PENINSULA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 950501 |
116 Spruce St E, a commercial property, is owned by two individuals who bought it in July 2018.
Source: Pacific County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 218, ILWACO, WA 98624-0218 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Nov 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE PACIFIC |
| Aug 12, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Jul 9, 2018 | Grant Deed, Transfer · Conventional with PMI STEPHANIE K FRITTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on File |
| Deed Sale | Jul 9, 2018 · Amount on File |
| Deed Document Number | 20183180584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PACIFIC WA |
| Property Address | 116 SPRUCE ST E, ILWACO, WA 98624-9174 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | PACIFIC COUNTY TITLE COMPANY, PACIFIC COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003209563 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 3209563 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | ABERDEEN, WA 98520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PACIFIC WA |
| Property Address | 116 SPRUCE ST E, ILWACO, WA 98624-9174 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | PACIFIC COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003221885 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 3221885 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | LONG BEACH, WA 98631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PACIFIC WA |
| Property Address | 116 SPRUCE ST E, ILWACO, WA 98624-9174 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | BI-COUNTY TITLE COMPANY, COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003231643 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 3231643 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | 1216 SKYVIEW DR, ABERDEEN, WA 98520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PACIFIC WA |
| Property Address | 116 SPRUCE ST E, ILWACO, WA 98624-9174 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | PACIFIC COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003196436 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 3196436 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | ABERDEEN, WA 98520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PACIFIC WA |
| Recording Date | Jul 9, 2018 |
| Property Address | 116 SPRUCE ST E, ILWACO, WA 98624-9174 |
| Document Number | 0003180584 |
| Instrument Date | Jul 7, 2018 |
| Instrument | 3180584 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | PACIFIC COUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,432.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 218 ILWACO WA 986240218, ILWACO, WA 98624-0218 |
| Document Number | 3180585 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 3180585 |
| Name | STEPHANIE K FRITTS |
|---|---|
| Address | 31305 L ST, OCEAN PARK, WA 98640-5230 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 8, 2028 |
The 2025 property tax bill for 116 Spruce St E was $1,534.
Source: Pacific County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pacific County |
| Municipality | Ilwaco City |
| Unified School District | Ocean Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,300 (+91.16%) Land $91,100 Building $391,200 | $482,300 (+91.16%) Land $91,100 Building $391,200 | |
| 2025 | $1,534.00 | $252,300 (-) Land $91,100 Building $161,200 | $252,300 (-) Land $91,100 Building $161,200 |
| 2024 | $252,300 (+14.84%) Land $91,100 Building $161,200 | $252,300 (+14.84%) Land $91,100 Building $161,200 | |
| 2023 | $1,533.00 | $219,700 Land $79,300 Building $140,400 | $219,700 Land $79,300 Building $140,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Spruce St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Spruce St E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ILWACO WATER DEPARTMENT serves 2,757 people · EPA ID WA5335500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CresComm Broadband, Pend Oreille PUD, WWest Communications.
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