116 Seth Way, Georgetown, KY 40324 Property Records

Scott County property record for 116 Seth Way, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,350 sqft · built 2005
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Apr 2023)
Tax Bill$2,333 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN191-40-079.000

Property Details

APN / Parcel Number

Primary APN191-40-079.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,350 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area5,227 sqft (0.12 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address116 SETH WAY
CityGEORGETOWN
StateKY
Zip40324-8008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIOLETS TRACE
Legal SubdivisionVIOLETS TRACE
Legal BlockD
Legal Lot Number32
Legal Unit1B
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2001
Census Tract40205

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 SETH WAY, GEORGETOWN, KY 40324-8008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP
Aug 3, 2018Deed of Trust, Mortgage · Commercial Mortgage
KENTUCKY BANK
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 17, 2022Deed, Transfer
Mar 30, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2023 · Amount on Record
Deed SaleApr 21, 2023 · Amount on Record
Prior SaleAug 17, 2022 · Amount on Record
Deed Document Number2023471433
Deed Book / Page441 / 410
Prior Transfer DateMar 20, 2006
Prior Transfer Doc00D320/168
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateApr 21, 2023
Property Address116 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number00D441/410
Book / PageD441 / 410
Map ReferenceCAB 8 SL 231
Instrument DateApr 7, 2023
Instrument471433
Transaction TypeTransfer
Record UpdatedMay 16, 2023
Title CompanyFOUNDATION T&E LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address156 TREETOP CT, GEORGETOWN, KY 40324-9110

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number0000471434
DateApr 21, 2023
Instrument471434
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Mortgage

Document Number0M1736/390
DateApr 21, 2023
Book PageM1736/390
Instrument471435
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueMay 1, 2033

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address116 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1404/805
DateAug 3, 2018
Book PageM1404/805
Instrument390043
Lender
NameKENTUCKY BANK
TypeBank
AddressGEORGETOWN, KY 40324
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueJul 26, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address116 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1630/236
DateAug 12, 2021
Book PageM1630/236
Instrument440558
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateAug 17, 2022
Property Address116 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number00D436/281
Book / PageD436 / 281
Map ReferenceCAB 8 SL 231
Instrument DateAug 2, 2022
Instrument458009
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 SOMERSET CV, GEORGETOWN, KY 40324-2675

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address156 TREETOP CT, GEORGETOWN, KY 40324-9110

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMar 30, 2022
Property Address116 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number00D432/393
Book / PageD432 / 393
Instrument DateMar 9, 2022
Instrument452756
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address156 TREETOP CT, GEORGETOWN, KY 40324-9110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address116 SETH WAY, GEORGETOWN, KY 40324-8008

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,000 (-)$262,000 (-)
2025$2,333.00 (+11.89%)$262,000 (+13.91%)$262,000 (+13.91%)
2023$2,085.00 (+29.18%)$230,000 (+23.59%) Land $35,000 Building $195,000$230,000 (+23.59%) Land $35,000 Building $195,000
2022$1,614.00$186,100 Land $33,000 Building $153,100$186,100 Land $33,000 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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