107 Seth Way, Georgetown, KY 40324 Property Records

Scott County property record for 107 Seth Way, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,412 sqft · built 2005
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jun 2025)
Tax Bill$1,992 (2025)
Deeds & MortgagesOct 2019 Mortgage
Oct 2019 Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN191-40-063.000

Property Details

APN / Parcel Number

Primary APN191-40-063.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,412 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address107 SETH WAY
CityGEORGETOWN
StateKY
Zip40324-8008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIOLETS TRACE
Legal SubdivisionVIOLETS TRACE
Legal BlockE
Legal Lot Number13
Legal Unit1B
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2003
Census Tract40205

Owner

107 Seth Way is owned and occupied by an individual who bought it in June 2025.

Source: Scott County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address107 SETH WAY, GEORGETOWN, KY 40324-8008
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2019Deed of Trust, Mortgage
FIFTH THIRD BANK
Oct 10, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK
Sep 30, 2020Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Mar 7, 2022Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Feb 6, 2012Deed of Trust, Mortgage
FIRST SECURITY BANK
Apr 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 20, 2025Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 14, 2014Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO
May 21, 2012Deed, Transfer · Conventional Mortgage
CRESCENT MORTGAGE CO
Oct 24, 2005Deed, Transfer · Construction Mortgage
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2025 · Amount on File
Deed SaleJun 20, 2025 · Amount on File
Prior SaleJun 13, 2023 · Amount on File
Deed Document Number2025545358
Deed Book / Page458 / 230
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1466/683
DateOct 10, 2019
Book PageM1466/683
Instrument406308
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term360 Months
DueOct 1, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1466/702
DateOct 10, 2019
Book PageM1466/702
Instrument406310
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term359 Months
DueSep 25, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M1545/58
DateSep 30, 2020
Book PageM1545/58
Instrument422256
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term361 Months
DueOct 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1675/450
DateMar 7, 2022
Book PageM1675/450
Instrument451571
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term236 Months
DueNov 1, 2041

February 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M1068/455
DateFeb 6, 2012
Book PageM1068/455
Instrument220193
Lender
NameFIRST SECURITY BANK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term6 Months
DueAug 1, 2012

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateApr 9, 2026
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number0000580622
Book / Page1891 / 545
Instrument DateMar 24, 2026
Instrument2026580622
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number0000580622,
DateApr 9, 2026
Book Page1891/545
Instrument2026580622
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 20, 2025
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number00D458/230
Book / PageD458 / 230
Map ReferenceCAB 8 SL 231
Instrument DateMay 30, 2025
Instrument545358
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address608 WOODDUCK LN, GEORGETOWN, KY 40324-9251

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number0000545359
DateJun 20, 2025
Instrument545359
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2055

May 2014: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 14, 2014
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Document NumberD360/515
Book / PageD360 / 515
Map ReferenceCAB8 SL231
Instrument DateApr 28, 2014
Instrument317834
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyJETT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 PEMBROOKE DR, 1001, BARDSTOWN, KY 40004-7949

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number0M1186/834
DateMay 14, 2014
Book PageM1186/834
Instrument317835
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2044

May 2012: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 21, 2012
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Document NumberD344/353
Book / PageD344 / 353
Map ReferenceCAB8 SL231
Instrument DateMay 10, 2012
Instrument224662
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 OLD LEMONS MILL RD, 204, GEORGETOWN, KY 40324-1574

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number0M1082/509
DateMay 21, 2012
Book PageM1082/509
Instrument224663
Lender
NameCRESCENT MORTGAGE CO
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2042

October 2005: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateOct 24, 2005
Property Address107 SETH WAY, GEORGETOWN, KY 40324-8008
Document NumberD295/855
Book / PageD295 / 855
Map ReferenceCAB8 SL231
Instrument DateOct 21, 2005
Instrument135006
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1555 E NEW CIRCLE RD # 5, 1555, LEXINGTON, KY 40509-1043

Transferred To (Grantee/Buyer)

NameVerified Name
Address3090 HELMSDALE PL, LEXINGTON, KY 40509-2225
InvestorPossibly a Property Investor

Mortgage

Document Number00M750/737
DateOct 24, 2005
Book PageM750/737
Instrument135007
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41501
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term6 Months
DueApr 21, 2006

Tax Assessment & Valuation

The 2025 property tax bill for 107 Seth Way was $1,992, up 2.3% from the year before.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,000 (+27.4%)$285,000 (+27.4%)
2025$1,992.00 (+2.31%)$223,700 (+3.28%)$223,700 (+3.28%)
2024$1,947.00 (+3.9%)$216,600 (+4.79%)$216,600 (+4.79%)
2023$1,874.00 (+18.68%)$206,700 (+13.51%) Land $35,000 Building $171,700$206,700 (+13.51%) Land $35,000 Building $171,700
2022$1,579.00$182,100 Land $33,000 Building $149,100$182,100 Land $33,000 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Seth Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Seth Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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