110 Seth Way, Georgetown, KY 40324 Property Records

Scott County property record for 110 Seth Way, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Jul 2025)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`191-40-066.000`

Property Details

APN / Parcel Number

Primary APN	`191-40-066.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 SETH WAY
City	GEORGETOWN
State	KY
Zip	40324-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIOLETS TRACE
Legal Subdivision	VIOLETS TRACE
Legal Block	D
Legal Lot Number	29
Legal Unit	1B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2001
Census Tract	40205

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	304 CLAIBORNE DR, RICHMOND, KY 40475-3214
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage UNITED STATES OF AMERICA
Jul 9, 2025	Deed, Transfer · Conventional Mortgage LUMINATE BANK
Mar 11, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Nov 2, 2016	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Apr 25, 2006	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 28, 2005	Deed, Transfer · Construction Mortgage FARMERS BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	2025547366
Deed Book / Page	458 / 615
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	110 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1603/640
Date	May 5, 2021
Book Page	M1603/640
Instrument	435068

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Amount	Amount Recorded
Term	306 Months
Due	Nov 1, 2046

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 9, 2025
Property Address	110 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number	00D458/615
Book / Page	D458 / 615
Map Reference	CAB 8 SL 231
Instrument Date	Jul 7, 2025
Instrument	547366
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 MEADOW LARK TRL, GEORGETOWN, KY 40324-2168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number	0000547369
Date	Jul 9, 2025
Instrument	547369

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0M1845/845
Date	Jul 9, 2025
Book Page	M1845/845
Instrument	547394

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 11, 2022
Property Address	110 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number	00D431/877
Book / Page	D431 / 877
Map Reference	CAB 8 SL 231
Instrument Date	Mar 1, 2022
Instrument	451938
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number	0000451939
Date	Mar 11, 2022
Instrument	451939

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 2, 2016
Property Address	110 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number	D382/348
Book / Page	D382 / 348
Map Reference	CAB8 SL231
Instrument Date	Oct 28, 2016
Instrument	361927
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 BUBY LN, 120, IRVINE, KY 40336

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	110 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number	0M1308/527
Date	Nov 2, 2016
Book Page	M1308/527
Instrument	361928

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2046

April 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 25, 2006
Property Address	110 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number	D300/598
Book / Page	D300 / 598
Map Reference	CAB8 SL231
Instrument Date	Apr 20, 2006
Instrument	141576
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 BELMAR LN, 1211, LEXINGTON, KY 40515-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SETH WAY, GEORGETOWN, KY 40324-8008
Investor	Possibly a Property Investor

Mortgage

Document Number	00M780/661
Date	Apr 25, 2006
Book Page	M780/661
Instrument	141577

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	LEXINGTON, KY 40502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2036

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 28, 2005
Property Address	110 SETH WAY, GEORGETOWN, KY 40324-8008
Document Number	D295/299
Book / Page	D295 / 299
Map Reference	CAB8 SL231
Instrument Date	Sep 27, 2005
Instrument	133958
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 E NEW CIRCLE RD # 5, 1555, LEXINGTON, KY 40509-1043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 BELMAR LN, LEXINGTON, KY 40515-9411

Mortgage

Document Number	00M746/001
Date	Sep 28, 2005
Book Page	M746/001
Instrument	133959

Lender

Name	FARMERS BANK & TRUST NA
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jun 27, 2006

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,900 (+23.89%)	$289,900 (+23.89%)
2025	$2,084.00 (+2.11%)	$234,000 (+3.08%)	$234,000 (+3.08%)
2024	$2,041.00 (-0.83%)	$227,000 (-)	$227,000 (-)
2023	$2,058.00 (+22.72%)	$227,000 (+17.37%) Land $35,000 Building $192,000	$227,000 (+17.37%) Land $35,000 Building $192,000
2022	$1,677.00	$193,400 Land $33,000 Building $160,400	$193,400 Land $33,000 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

110 Seth Way, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

March 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2016: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2006: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2005: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Seth Way

Nearby Streets

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