Kent County property record for 116 Riverside Ter, #7, Chestertown, MD 21620
| Property Type | Condominium |
|---|---|
| Details | 1.5 ba · 496 sqft · built 1900 |
| Lot Size | 0.092 acres (3,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (May 2024) |
| Tax Bill | $5,250 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-020596 |
| Primary APN | 04-020596 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 496 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Lot Area | 3,996 sqft (0.092 acres) |
| Sewer | Connected |
|---|
| Account Number | 020596 |
|---|---|
| Street Address | 116 RIVERSIDE TER, 7 |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1632 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-3 |
| Legal Description | UNIT 7 116 RIVERSIDE TERR RIVERSIDE TERRACE |
| Legal Subdivision | RIVERSIDE TERRACE |
| Legal Lot Number | 8 |
| Legal Unit | 7 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
116 Riverside Ter, #7 is owned by two individuals who bought it in May 2024.
Source: Kent County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2920 TERRACE DR, CHEVY CHASE, MD 20815-3808 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Unknown FULTON BANK NA |
| Sep 23, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on File |
| Deed Sale | May 20, 2024 · Amount on File |
| Prior Sale | Sep 23, 2021 · Amount on File |
| Deed Book / Page | 1371 / 1 |
| Transfer Doc | 0000000550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 116 RIVERSIDE TER # 7, 7, CHESTERTOWN, MD 21620-1632 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 210 ORR DR M306, M306, WILLOW STREET, PA 17584-7820 |
| Document Number | 0013510031 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 1351/31 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17601 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Sep 23, 2021 |
| Property Address | 116 RIVERSIDE TER # 7, 7, CHESTERTOWN, MD 21620-1632 |
| Document Number | 0011890247 |
| Book / Page | 1189 / 247 |
| Map Reference | LB EHP154 FO 83 |
| Instrument Date | Sep 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 219 N PRESIDENT AVE # AVC, AVC, LANCASTER, PA 17603-3124 |
| Document Number | 0001189252 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 1189/252 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 116 Riverside Ter, #7 was $5,250, up 8.1% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Chestertown Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,250.00 (+8.07%) | $335,000 | $385,000 Land $225,000 Building $160,000 |
| 2025 | $4,858.00 | ||
| 2023 | $2,857.00 | $225,667 | $310,000 Land $150,000 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Riverside Ter, #7 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1983–2003) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 116 Riverside Ter, #7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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