Kent County property record for 108 Riverside Ter, #3, Chestertown, MD 21620
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 704 sqft · built 1900 |
| Lot Size | 0.063 acres (2,760 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Dec 2021) |
| Tax Bill | $2,455 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-020545 |
| Primary APN | 04-020545 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 704 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,760 sqft (0.063 acres) |
| Deck Area | 192 sqft |
| Sewer | Connected |
|---|
| Account Number | 020545 |
|---|---|
| Street Address | 108 RIVERSIDE TER, 3 |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1632 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-3 |
| Legal Description | UNIT 3 108 RIVERSIDE TERR RIVERSIDE TERRACE |
| Legal Subdivision | RIVERSIDE TERRACE |
| Legal Lot Number | 4 |
| Legal Unit | 3 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 Riverside Ter, #3 is owned by a company that bought it in December 2021.
Source: Kent County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23575 CANVASBACK RD, CHESTERTOWN, MD 21620-3608 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK & TRUST COMPANY |
| Dec 17, 2021 | Deed, Transfer · Line of Credit CHESAPEAKE BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Prior Sale | Jul 8, 2002 · Amount on File |
| Deed Book / Page | 1217 / 133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 108 RIVERSIDE TER # 3, 3, CHESTERTOWN, MD 21620-1632 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012570057 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 1257/57 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Dec 17, 2021 |
| Property Address | 108 RIVERSIDE TER # 3, 3, CHESTERTOWN, MD 21620-1632 |
| Document Number | 0012170133 |
| Book / Page | 1217 / 133 |
| Map Reference | LB EHP194 FO 25 |
| Instrument Date | Dec 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23575 CANVASBACK RD, CHESTERTOWN, MD 21620-3608 |
| Document Number | 0001217137 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 1217/137 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 108 Riverside Ter, #3 was $2,455, up 11.9% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Chestertown Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,455.00 (+11.9%) | $156,667 | $190,000 Land $125,000 Building $65,000 |
| 2025 | $2,194.00 | ||
| 2023 | $1,569.00 | $113,867 | $140,000 Land $75,000 Building $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Riverside Ter, #3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1983–2003) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Riverside Ter, #3 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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