112 Riverside Ter, Chestertown, MD 21620 Property Records

Kent County property record for 112 Riverside Ter, Chestertown, MD 21620

Property Summary

Property Type	Condominium
Details	1 ba · 896 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2023)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-020561`

Property Details

APN / Parcel Number

Primary APN	`04-020561`
Alternative APNs	`4020561` `020561`

Interior

Full Baths	1 Bath
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	020561
Street Address	112 RIVERSIDE TER
City	CHESTERTOWN
State	MD
Zip	21620-1632
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIT 5 112 RIVERSIDE TERR RIVERSIDE TERRACE
Legal Subdivision	RIVERSIDE TERRACE
Legal Lot Number	6
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2001
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 RIVERSIDE TER, CHESTERTOWN, MD 21620-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 16, 2018	Grant Deed, Transfer OTHER
Jan 17, 2017	Grant Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Book / Page	1297 / 294
Transfer Doc	0000000350
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Mar 6, 2023
Property Address	112 RIVERSIDE TER, CHESTERTOWN, MD 21620-1632
Document Number	0012970294
Book / Page	1297 / 294
Map Reference	MB EHP2 FO 149
Instrument Date	Feb 1, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LIBERTY T&E OF MD LLCV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	112 RIVERSIDE TER, CHESTERTOWN, MD 21620-1632

Mortgage

Document Number	0012970300
Date	Mar 6, 2023
Instrument	1297-0300

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2028

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Oct 16, 2018
Property Address	112 RIVERSIDE TER, CHESTERTOWN, MD 21620-1632
Document Number	0009700098
Book / Page	000970 / 000098
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$131.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RIVERSIDE TER CHESTERTOWN MD 216201632, CHESTERTOWN, MD 21620-1632

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Jan 17, 2017
Property Address	112 RIVERSIDE TER, CHESTERTOWN, MD 21620-1632
Document Number	0008920051
Book / Page	000892 / 000051
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RIVERSIDE TER CHESTERTOWN MD 216201632, CHESTERTOWN, MD 21620-1632

Mortgage

Document Number	8920058
Date	Jan 17, 2017
Book Page	000892/000058

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,667 (+25%)	$200,000 (+33.33%) Land $125,000 Building $75,000
2025	$2,350.00 (+20.76%)
2023	$1,946.00	$133,333	$150,000 Land $75,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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