116 Ranchero Dr, Sebring, FL 33876 Property Records

Highlands County property record for 116 Ranchero Dr, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,591 sqft · built 1987
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on Record
Tax Bill	$1,384 (2024)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C135901000600000`

Property Details

APN / Parcel Number

Primary APN	`C135901000600000`
Alternative APN	`C-13-35-29-010-0060-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,591 sqft Living Area
1st Floor Area	2,530 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	213,444 sqft (4.9 acres)
Lot Dimensions	636 ft deep x 335 ft wide
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	503 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C135901000600000
Street Address	116 RANCHERO DR
City	SEBRING
State	FL
Zip	33876-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	ZODIAC SUB PB 12 PG 41 LOT 6 -4.90 ACRES-
Legal Range	29E
Legal Township	35S
Legal Section	13
Legal Subdivision	ZODIAC SUB
Legal Lot Number	6 90
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3006
Census Tract	961202

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 RANCHERO DR, SEBRING, FL 33876-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2012
Deed Sale	Feb 22, 2012
Deed Document Number	0000231569
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	116 RANCHERO DR, SEBRING, FL 33876-6611
Document Number	0001942711
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RANCHERO DR SEBRING FL 338766611, SEBRING, FL 33876-6611

Mortgage

Document Number	0001942711
Date	Jun 3, 2019
Book Page	002695/001200
Instrument	1942711

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,519 (+5.99%)	$324,133 (-5.54%) Land $58,800 Building $265,333
2024	$1,384.00 (+4.14%)
2023	$1,329.00 (-1.92%) Homeowner's exemption Widower's exemption	$115,598 (+3%)	$343,126 (+55.88%) Land $34,300 Building $308,826
2022	$1,355.00 Homeowner's exemption Widower's exemption	$112,231	$220,125 Land $34,300 Building $185,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20