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517 Ranchero Dr, Sebring, FL 33876 Property Records

Highlands County property record for 517 Ranchero Dr, Sebring, FL 33876

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,757 sqft · built 1968
Lot Size6 acres (261,360 sqft)
Owner2 Individual Names on File
Tax Bill$1,599 (2024)
Deeds & MortgagesFeb 2024 Transfer
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC-24-35-29-A00-006H-0020

Property Details

APN / Parcel Number

Primary APNC-24-35-29-A00-006H-0020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area3,757 sqft Living Area
1st Floor Area2,648 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1972
Exterior MaterialAluminum Siding
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area261,360 sqft (6 acres)
Lot Dimensions210 ft deep x 200 ft wide
Garage TypeMixed
Garage Area868 sqft
DrivewayDriveway
Driveway Area1,782 sqft
Parking Spaces5 Parking Spaces
PorchEnclosed Porch
Porch Area532 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address517 RANCHERO DR
CitySEBRING
StateFL
Zip33876-6640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionN 833 FT M/L OF W 335 FT M/L OF E 665 FT M/L OF W 1/2 OF SEC 25-LESS RD R/W 24-35-29/6.H-2 5.96 ACRES
Legal Range29E
Legal Township35S
Legal Section24
Legal SubdivisionALBRITTON LANDS
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3013
Census Tract961202

Owner

517 Ranchero Dr is owned and occupied by two individuals who acquired it in July 2024.

Source: Highlands County records, as of December 12, 2025

Owner of Record2 Individual Names on File
Mailing Address517 RANCHERO DR, SEBRING, FL 33876-6640
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2024
Deed SaleJul 3, 2024
Prior SaleAug 19, 2004
Deed Document Number0000030543
Deed Book / Page1603 / 0784
Prior Transfer DateFeb 16, 2024
Prior Transfer Doc2190466
Record UpdatedJun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateFeb 16, 2024
Property Address517 RANCHERO DR, SEBRING, FL 33876-6640
Document Number0002190466
Book / Page3026 / 929
Instrument DateJan 23, 2024
Instrument2190466
Transaction TypeTransfer
Record UpdatedMar 4, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address517 RANCHERO DR, SEBRING, FL 33876-6640

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address517 RANCHERO DR, SEBRING, FL 33876-6640

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address517 RANCHERO DR, SEBRING, FL 33876-6640
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 RANCHERO DR, SEBRING, FL 33876-6640

Mortgage

Document Number0002044863
DateJul 21, 2021
Book Page2838/1275
Instrument2044863
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$122,223$360,186 Land $72,000 Building $288,186
2024$1,599.00 (+4.92%)
2023$1,524.00 (+2.97%) Homeowner's exemption$115,318 (+3%)$291,325 (+14.73%) Land $42,000 Building $249,325
2022$1,480.00 Homeowner's exemption$111,959$253,916 Land $42,000 Building $211,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 Ranchero Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Ranchero Dr is moderate, ranking above 66% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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