Highlands County property record for 419 Ranchero Dr, Sebring, FL 33876
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,824 sqft · built 2017 |
| Lot Size | 9.72 acres (423,403 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $50,000 (Jan 2004) |
| Tax Bill | $1,659 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C2459A00006I0000 |
| Primary APN | C2459A00006I0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,353 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 423,403 sqft (9.72 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 1,872 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 230 sqft |
| Patio Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 3,432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C2459A00006I0000 |
|---|---|
| Street Address | 419 RANCHERO DR |
| City | SEBRING |
| State | FL |
| Zip | 33876-6639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AU |
| Legal Description | E 1/2 OF E 1/2 OF NE 1/4 OF NW 1/4-LESS RD R/W 24-35-29/6.I 9.62 ACRES |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 24 |
| Legal Subdivision | ALBRITTON LANDS |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 961202 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 419 RANCHERO DR, SEBRING, FL 33876-6639 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage FIRST SOUTHERN BANK |
| Jan 24, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2004 · Amount on Record |
| Deed Sale | Jan 21, 2004 · Amount on Record |
| Deed Document Number | 0017311606 |
| Deed Book / Page | 1731 / 1606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 419 RANCHERO DR, SEBRING, FL 33876-6639 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 419 RANCHERO DR, SEBRING, FL 33876-6639 |
| Document Number | 0002199361 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 3038/403 |
| Instrument | 2199361 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 16, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 419 RANCHERO DR, SEBRING, FL 33876-6639 |
| Document Number | 0001973358 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 419 RANCHERO DR SEBRING FL 338766639, SEBRING, FL 33876-6639 |
| Document Number | 0001973358 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 002735/001878 |
| Instrument | 1973358 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 29, 2035 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,829 (+6.08%) Land $12,882 Building $129,947 | $381,204 (+12.68%) | |
| 2024 | $1,659.00 (+2.98%) | ||
| 2023 | $1,611.00 (+1.9%) Homeowner's exemption | $134,644 (+2.89%) | $338,305 (+39.33%) |
| 2022 | $1,581.00 Homeowner's exemption | $130,868 | $242,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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