Burke County property record for 116 Oak St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,269 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $115,500 (Aug 2026) |
| Tax Bill | $843 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704317501 |
| Primary APN | 2704317501 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 846 sqft |
| Basement Area | 423 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Patio |
| Porch Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 116 OAK ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 116 OAK ST MORGANTON, NC 28655 |
| Legal Subdivision | PROPERTY OF J C MCDOWELL |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1717 HIGHLAND AVE NE, HICKORY, NC 28601-5305 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT |
| Mar 27, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| May 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on Record |
| Deed Sale | Aug 28, 2026 · Amount on Record |
| Prior Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 202626008179 |
| Deed Book / Page | 2893 / 788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 28, 2026 |
| Property Address | 116 OAK ST, MORGANTON, NC 28655-2636 |
| Document Number | 0026008179 |
| Book / Page | 2893 / 788 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202626008179 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1717 HIGHLAND AVE NE, HICKORY, NC 28601-5305 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008180, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20268180 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 26, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 27, 2019 |
| Property Address | 116 OAK ST, MORGANTON, NC 28655-2636 |
| Document Number | 0023950125 |
| Book / Page | 2395 / 0125 |
| Map Reference | MB 1 PG 8 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2017026119 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11225 2ND AVE E, 11225, BRADENTON, FL 34212-1602 |
| Name | Verified Name |
|---|---|
| Address | 116 OAK ST, MORGANTON, NC 28655-2636 |
| Document Number | 2017026120 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 2017026120 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 2, 2018 |
| Property Address | 116 OAK ST, MORGANTON, NC 28655-2636 |
| Document Number | 0023450777 |
| Book / Page | 002345 / 000777 |
| Instrument Date | May 1, 2018 |
| Instrument | 15534 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11225 2ND AVE E BRADENTON FL 342121602, BRADENTON, FL 34212-1602 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 11, 2017 |
| Property Address | 116 OAK ST, MORGANTON, NC 28655-2636 |
| Document Number | 0022870334 |
| Book / Page | 002287 / 000334 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 3226 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1034 E UNION ST MORGANTON NC 286552843, MORGANTON, NC 28655-2843 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $843.00 (+0.6%) | $133,576 (-) Land $9,344 Building $124,232 | $133,576 (-) Land $9,344 Building $124,232 |
| 2025 | $838.00 (+0.24%) | $133,576 (-) Land $9,344 Building $124,232 | $133,576 (-) Land $9,344 Building $124,232 |
| 2023 | $836.00 | $133,576 Land $9,344 Building $124,232 | $133,576 Land $9,344 Building $124,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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