Burke County property record for 118 Oak St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,256 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,000 (Aug 2026) |
| Tax Bill | $657 (2026) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704317550 |
| Primary APN | 2704317550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 OAK ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 118 OAK ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 20600 |
118 Oak St is owned by two individuals who bought it in August 2026.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 NORTH ST, MORGANTON, NC 28655-2809 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Deed Document Number | 202626007851 |
| Deed Book / Page | 2891 / 903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 20, 2026 |
| Property Address | 118 OAK ST, MORGANTON, NC 28655-2636 |
| Document Number | 0026007851 |
| Book / Page | 2891 / 903 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202626007851 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $16,968.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 NORTH ST, MORGANTON, NC 28655-2809 |
The 2026 property tax bill for 118 Oak St was $657, up 0.8% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657.00 (+0.77%) | $100,032 (-) Land $9,344 Building $90,688 | $100,032 (-) Land $9,344 Building $90,688 |
| 2025 | $652.00 | $100,032 Land $9,344 Building $90,688 | $100,032 Land $9,344 Building $90,688 |
| 2023 | $648.00 | $100,032 Land $9,344 Building $90,688 | $100,032 Land $9,344 Building $90,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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