111 Oak St, Morganton, NC 28655 Property Records

Burke County property record for 111 Oak St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 785 sqft · built 1936
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Owner Names on File
Tax Bill	$197 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2704315764`

Property Details

APN / Parcel Number

Primary APN	`2704315764`
Alternative APN	`7079`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	785 sqft Living Area
1st Floor Area	785 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	241 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other

Location & Zoning

Old Parcel Number	2704315764
Street Address	111 OAK ST
City	MORGANTON
State	NC
Zip	28655-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENSITY DIST
Legal Description	111 OAK ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	5
Census Block	5020
Census Tract	20600

Owner

Source: Burke County records · APN 2704315764

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	111 OAK ST, MORGANTON, NC 28655-2635
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 15, 2007
Transfer Doc	0016470718
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	111 OAK ST, MORGANTON, NC 28655-2635
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026400166
Date	Aug 15, 2022
Book Page	2640/166
Instrument	2022024622

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	ROCKY MOUNT, NC 27815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$197.00 (-53.21%)	$18,064 (-69.7%) Land $10,563 Building $7,501	$18,064 (-69.7%) Land $10,563 Building $7,501
2023	$421.00	$59,612 Land $10,563 Building $49,049	$59,612 Land $10,563 Building $49,049

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
City of Morganton Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 350 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.