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116 N Comet Ave, Panama City, FL 32404 Property Records

Bay County property record for 116 N Comet Ave, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,016 sqft · built 1962
Lot Size0.361 acres (15,725 sqft)
OwnerIndividual Name on Record
Last Sale$78,000 (Feb 2018)
Tax Bill$712 (2025)
Deeds & MortgagesMar 2018 Sale
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06039-000-000

Property Details

APN / Parcel Number

Primary APN06039-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,016 sqft Living Area
1st Floor Area1,016 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1992
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,725 sqft (0.361 acres)
Lot Dimensions150 ft deep x 105 ft wide
PorchOpen Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address116 N COMET AVE
CityPANAMA CITY
StateFL
Zip32404-7537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6M
Legal Description7 4S 13W COMM SE SEC COR TH W 1319.53 N 44.77 TO N ROW LI OF CHERRY ST & E ROW OF COMET AVE TH N 154.8 FOR POB TH CONT N 105, E 150, S 105, W 150 TO POB ORB 3992 P 615
Legal Range13W
Legal Township04S
Legal Section07
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3038
Census Tract803

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 N COMET AVE, PANAMA CITY, FL 32404-7537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2018Grant Deed
ATTORNEY ONLY
Feb 6, 2018Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2018 · Amount on Record
Deed SaleFeb 6, 2018 · Amount on Record
Prior SaleJan 27, 2015 · Amount on Record
Deed Document Number20186870
Deed Book / Page3977 / 530
Prior Transfer DateAug 18, 2008
Prior Transfer Doc0032301769
Record UpdatedJun 8, 2026

March 2018: Grant Deed

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateMar 27, 2018
Property Address116 N COMET AVE, PANAMA CITY, FL 32404-7537
Document Number0039920615
Book / Page003992 / 000615
Instrument DateMar 26, 2018
Instrument17522
Record UpdatedApr 12, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 N COMET AVE PANAMA CITY FL 324047537, PANAMA CITY, FL 32404-7537

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 6, 2018
Property Address116 N COMET AVE, PANAMA CITY, FL 32404-7537
Document Number0039770530
Book / Page3977 / 0530
Instrument DateFeb 1, 2018
Instrument2018006870
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyFIRST AMERICAN TITLE IN CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 N COMET AVE, 116, PANAMA CITY, FL 32404-7537

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 N COMET AVE, PANAMA CITY, FL 32404-7537

Mortgage

Document Number0039770532
DateFeb 6, 2018
Book Page3977/0532
Instrument2018006871
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (-39.46%) Homeowner's exemption$92,734 (+14.45%) Land $35,700 Building $57,034$92,734 (+14.45%) Land $35,700 Building $57,034
2024$1,176.00 (+4.53%)
2023$1,125.00 (+16.94%)$81,023 (+8.74%) Land $29,580 Building $51,443$81,023 (+8.74%) Land $29,580 Building $51,443
2022$962.00$74,512 Land $27,540 Building $46,972$74,512 Land $27,540 Building $46,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims8 (2005–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY, CITY OF WATER SYSTEM
serves 20,520 people · EPA ID FL1030141
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

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