Bay County property record for 109 N Comet Ave, Panama City, FL 32404
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 2 ba · 4,414 sqft · built 1984 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,500 (May 2000) |
| Tax Bill | $1,976 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06138-005-000 |
| Primary APN | 06138-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 4,414 sqft Living Area |
| 1st Floor Area | 2,207 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Triplex |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 105 ft deep x 97 ft wide |
| Driveway | Driveway |
| Driveway Area | 3,096 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 N COMET AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7506 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | BC02 |
| Legal Description | 7 4S 13W -101.2- 131C4 BEG 25 W & 1093 S OF NE COR OF SW1/4 OF SE1/4 TH W 105 S 97 E 105 N 97 TO POB BEING PART OF LOT 12 PARKWAY DEV UNR ORB 2848 P 1842 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 07 |
| Legal Subdivision | PARKAWAY DEVELOPERS INC |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 803 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6921 HUGH DR, PANAMA CITY, FL 32404-8418 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2000 · Amount on Record |
| Deed Sale | May 19, 2000 · Amount on Record |
| Deed Document Number | 200025768 |
| Deed Book / Page | 1947 / 2339 |
| Last Transfer Date | Nov 3, 2006 |
| Transfer Doc | 0028481842 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 (+5.33%) | $144,328 (-13.63%) Land $29,536 Building $114,792 | $144,328 (-13.63%) Land $29,536 Building $114,792 |
| 2024 | $1,876.00 (-17.43%) | ||
| 2023 | $2,272.00 (+20.02%) | $167,107 (+13.99%) Land $24,473 Building $142,634 | $167,107 (+13.99%) Land $24,473 Building $142,634 |
| 2022 | $1,893.00 | $146,594 Land $22,785 Building $123,809 | $146,594 Land $22,785 Building $123,809 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (2005–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures